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Cost of living in Dayton: rent, homes and salary

The 2024 BEA regional price parity (RPP) for the metro area of Dayton-Kettering-Beavercreek, OH is 92.7. Housing alone is 72.7, while the US is 100. The cost of living in Dayton comes in 7.3% below the US average.

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Level of prices
92.7
US = 100, BEA 2024
Price level for housing
72.7 for rents. US = 100.
Typical rental amount
$1,241 each month, from Zillow ZORI.
Home value, typical figure
$137,939
September 2026, Zillow ZHVI
Household income, median
$45,846
Census ACS 2024

Cost of living index for Dayton

With the US average set at 100, regional price parity compares costs for an identical basket of goods and services in one place. BEA prices the whole metro area of Dayton-Kettering-Beavercreek, OH as one, and Dayton sits inside it. Housing (rents) is the item that sits furthest from the US average, at 72.7, which is 27.3% under the US.

Price level, US = 100Dayton-Kettering-Beavercreek, OH metroOhioMetro against the US
All items92.792.8−7.3%
Goods93.693.7−6.4%
Housing (rents)72.773.0−27.3%
Utilities95.495.8−4.6%
Other services98.998.9−1.1%

Source: the U.S. Bureau of Economic Analysis, with regional price parities for 2024 by metro area and state. BEA price parity data

Rents in Dayton

Zillow Observed Rent Index (ZORI) puts the typical asking rent in Dayton at $1,241 a month. It covers homes listed now and shows +3.1% on a year. Across the US the figure is $1,932. The median gross rent reported by the Census is $1,042, and it counts every renting household, not only new leases. Asking rent for a year equals 32% of the median household income.

RentDaytonUnited States
Typical asking rent, Zillow ZORI$1,241$1,932
Asking rent, 12-month change+3.1%
Median gross rent, Census ACS 2024$1,042$1,487
Asking rent for a year, as a share of median income32%28%

One-year estimates from the Census Bureau American Community Survey 2024; rent data from the Zillow Observed Rent Index.

Dayton home prices

The Zillow Home Value Index (ZHVI) puts a value on a typical, mid-market home. For Dayton, that figure was $137,939 as of September 2026. Over a year, that is +1.0%. The US figure is $366,157. That equals 3.0 years of median household income, compared with 4.5 in the US.

Home pricesDaytonUnited States
Typical home value, September 2026$137,939$366,157
12-month change+1.0%+1.2%
10-year change+147.1%+77.4%
Price to income (years of median income)3.04.5
Price to rent (years of asking rent)9.315.8

Days on market and the forecast, plus the price chart since 2000: Dayton housing market.

Salary required to live in Dayton

Two questions shape the salary you need in Dayton to buy what your pay buys today: what you earn, and where you live.

  1. Moving from
  2. Salary

Side by side, the method and every city: cost of living comparison by city.

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Dayton's cost of living compared with other cities

CityLevel of pricesHousingTypical rental amountHome value, typical figure
Dayton92.772.7$1,241$137,939
Columbus, Ohio95.587.9$1,471$243,122
Cleveland, Ohio93.979.4$1,359$115,810
Cincinnati95.487.6$1,432$245,743
New York City112.6148.6$4,089$825,854
Los Angeles113.6170.4$2,772$927,891
Chicago103.6112.0$2,311$334,108
Houston98.6104.5$1,544$259,465
Phoenix103.3121.2$1,571$404,067

Price levels come from BEA regional price parities 2024, with US = 100. Rents: Zillow ZORI. Home values: Zillow ZHVI, September 2026.

All cities ranked: cost of living comparison by city. All states: cost of living by state.