Chula Vista housing market: home prices, trends and forecast
Chula Vista home prices: the Zillow Home Value Index put the typical home in Chula Vista, California at $845,328 in September 2026. That was +1.3% above a year earlier, but −1.3% below the July 2024 peak of $856,582.
- Value of a typical home
- $845,328September 2026, Zillow ZHVI
- Change over 12 months
- Since September 2025, +1.3%.
Chula Vista home prices since 2000
Chula Vista is shown by the steel line, while the United States is shown by the grey line. From January 2000 to now, the typical Chula Vista home rose in value from $208,527 to $845,328, a ×4.05 increase, compared with ×2.99 for the US during the same period. Prices peaked during the boom at $557,239 in June 2006, then reached their low of $298,517 in December 2011, a −46.4% change.
Chula Vista yearly median home price
Each year's figure averages out the twelve monthly values; for 2026, the latest month appears.
| Year | Chula Vista | Change on the year | United States |
|---|---|---|---|
| 2000 | $220,684 | $125,745 | |
| 2001 | $255,487 | +15.8% | $134,899 |
| 2002 | $294,753 | +15.4% | $144,276 |
| 2003 | $358,954 | +21.8% | $155,308 |
| 2004 | $447,125 | +24.6% | $169,891 |
| 2005 | $539,641 | +20.7% | $189,732 |
| 2006 | $552,675 | +2.4% | $206,531 |
| 2007 | $514,689 | −6.9% | $208,449 |
| 2008 | $410,366 | −20.3% | $195,574 |
| 2009 | $317,163 | −22.7% | $177,542 |
| 2010 | $317,535 | +0.1% | $171,462 |
| 2011 | $305,666 | −3.7% | $162,508 |
| 2012 | $306,715 | +0.3% | $161,137 |
| 2013 | $356,449 | +16.2% | $171,420 |
| 2014 | $406,109 | +13.9% | $182,996 |
| 2015 | $440,561 | +8.5% | $192,738 |
| 2016 | $475,951 | +8.0% | $204,509 |
| 2017 | $504,812 | +6.1% | $216,767 |
| 2018 | $530,235 | +5.0% | $230,541 |
| 2019 | $540,662 | +2.0% | $242,088 |
| 2020 | $574,360 | +6.2% | $257,151 |
| 2021 | $676,932 | +17.9% | $295,959 |
| 2022 | $776,168 | +14.7% | $340,014 |
| 2023 | $780,441 | +0.6% | $348,160 |
| 2024 | $846,914 | +8.5% | $359,751 |
| 2025 | $842,596 | −0.5% | $362,959 |
| September 2026 | $845,328 | +1.3% | $366,157 |
Current worth of a home purchased in Chula Vista during any year
This is an index-based estimate for a typical home, rather than an appraisal.
September 2026 is the current value. Each year's figure averages its twelve monthly index values. Other choices include a home appreciation calculator.
Considering a sale? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links such as this one, but that never affects a number. Disclosure.
Chula Vista housing market forecast
For the San Diego, CA metro, Zillow's forecast is +0.9% over the 12 months beginning September 2026. It also predicts −0.4% for the next three months. With Chula Vista's typical value at $845,328, the forecast points to about $852,900 one year on.
This restates Zillow's central estimate for the metro; the site does not publish a forecast of its own. Such a 12-month forecast has usually differed from the realised change by several percentage points, either above or below it. This is not investment advice.
Forecasts for every metro sit in a single table: housing market forecast.
Chula Vista housing market crash risk score
58 out of 100, above the usual level
Using five conditions that ran high before earlier price falls, the score ranks Chula Vista against 292 cities. Each input is scored from 0 to 100 compared with the other cities, and all five receive equal weight in the average. This score reflects current conditions; it does not forecast a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −12.7% | 25 | 20% |
| Time on the market vs 2019 | +7.0% | 55 | 20% |
| Price-to-rent ratio | 24.0 | 80 | 20% |
| Price-to-income ratio | 8.0 | 88 | 20% |
| 12-month price change | +1.3% | 43 | 20% |
This is not investment advice. Learn how the inputs are scored: methodology. Rankings for all 292 cities: crash risk by city.
Chula Vista inventory and days on market
For September 2026 the San Diego, CA metro listed 5,749 homes for sale, a decrease of 1.5% from a year earlier and 12.7% from the same month in 2019. Listings sold in a median of 46 days (+7.0% against 2019), and 20.4% had a price cut.
| San Diego, CA metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 5,749 | −1.5% |
| New listings | 2,326 | |
| Median days on market | 46 | −6.2% |
| Median list price | $888,450 | −6.3% |
| Share with a price cut | 20.4% |
Metro inventory source: Realtor.com® Economic Research. Realtor.com data. For each metro area, see days on market by city.
Living and rent costs in Chula Vista
In Chula Vista, the Zillow Observed Rent Index shows a typical asking rent of $2,935 each month, +1.8% on a year. Paying that rent for 24.0 years would equal the typical home's cost. Median household income stands at $105,101 (Census ACS 2024). At that level, the typical home is worth 8.0 times a year's income. According to BEA, metro housing costs are 179.3, while prices stand at 111.9 compared with the US average of 100.
More housing markets in California
- Los Angeles shows $927,891.
- San Diego shows $980,490.
- San Jose shows $1,353,869.
- San Francisco shows $1,441,021.
- For Fresno, the figure is $384,885.
- For Sacramento, the figure is $470,552.
- Long Beach $852,391
- For Oakland, the figure is $710,647.
- For Bakersfield, the figure is $385,686.
- For Anaheim, the figure is $941,684.
View the full state: California housing market.
How to read the chart
Each point shows the Zillow Home Value Index for Chula Vista. It covers the middle third of the market, with the typical home's value smoothed, seasonally adjusted, and stated in that month's dollars. The hollow point identifies the month selected on the slider, while the terracotta point shows the most recent month. Inflation has not been applied to these figures. An index tracks the typical home, not one particular house. Use the card above or the home appreciation calculator to find a single home's value from its sale price.