Independence housing market: home prices and forecast
Independence home prices show a typical home in Independence, Missouri valued at $210,944 in September 2026 by the Zillow Home Value Index. It was up +3.7% from a year earlier and recorded its highest monthly value on record.
- Typical value of a home
- $210,944September 2026, Zillow ZHVI
- Change over 12 months
- Since September 2025, the change is +3.7%.
Independence home prices since 2000
Independence appears on the steel line, while the United States appears on the grey line. Since January 2000, values for a typical Independence home rose from $71,019 to $210,944, a change of ×2.97. Over the same months, the US recorded ×2.99. The boom reached its high in July 2007 at $99,249, then fell to a low of $71,579 in April 2013, a change of −27.9%.
Independence median home price by year
Each yearly figure averages the twelve monthly values; for 2026, the latest month is shown.
| Year | Independence | Change on the year | United States |
|---|---|---|---|
| 2000 | $72,974 | $125,745 | |
| 2001 | $78,020 | +6.9% | $134,899 |
| 2002 | $83,069 | +6.5% | $144,276 |
| 2003 | $88,143 | +6.1% | $155,308 |
| 2004 | $90,307 | +2.5% | $169,891 |
| 2005 | $93,194 | +3.2% | $189,732 |
| 2006 | $96,387 | +3.4% | $206,531 |
| 2007 | $98,662 | +2.4% | $208,449 |
| 2008 | $94,944 | −3.8% | $195,574 |
| 2009 | $88,809 | −6.5% | $177,542 |
| 2010 | $87,706 | −1.2% | $171,462 |
| 2011 | $78,694 | −10.3% | $162,508 |
| 2012 | $74,330 | −5.5% | $161,137 |
| 2013 | $74,154 | −0.2% | $171,420 |
| 2014 | $79,306 | +6.9% | $182,996 |
| 2015 | $84,875 | +7.0% | $192,738 |
| 2016 | $92,878 | +9.4% | $204,509 |
| 2017 | $104,270 | +12.3% | $216,767 |
| 2018 | $116,976 | +12.2% | $230,541 |
| 2019 | $126,153 | +7.8% | $242,088 |
| 2020 | $135,354 | +7.3% | $257,151 |
| 2021 | $158,210 | +16.9% | $295,959 |
| 2022 | $179,396 | +13.4% | $340,014 |
| 2023 | $190,491 | +6.2% | $348,160 |
| 2024 | $199,176 | +4.6% | $359,751 |
| 2025 | $202,698 | +1.8% | $362,959 |
| September 2026 | $210,944 | +3.7% | $366,157 |
Current worth of Independence homes bought in any year
It is not an appraisal; it is an index-based estimate for a typical home.
Each year's figure averages its twelve monthly index values; the current value is from September 2026. Other tools include a home appreciation calculator.
Are you thinking of selling? Compare local agents at Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but no number changes. Disclosure.
Independence housing market forecast
Across 12 months from September 2026, Zillow's Kansas City, MO metro forecast calls for +2.9%. It also projects +1.0% during the next three months. Independence's typical value is $210,944. Under the forecast, it would be near $217,100 a year on.
Here, the metro forecast comes from Zillow's central estimate, while the site does not publish its own forecast. Forecasts lasting 12 months of this kind have typically differed from the realised change by several percentage points, either above or below. This is not investment advice.
All metro forecasts appear in one table: housing market forecast.
Independence housing market crash risk score
Moderate: 24 of 100
Using five conditions that were high before earlier price falls, the score ranks Independence against 292 cities. Each input is scored from 0 to 100 relative to the other cities, then the five scores receive equal weight in the average. This score reflects current conditions; it does not forecast a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −3.4% | 38 | 20% |
| Days listed on the market vs 2019 | 0% | 41 | 20% |
| Price-to-rent ratio | 12.6 | 10 | 20% |
| Price-to-income ratio | 3.6 | 17 | 20% |
| 12-month price change | +3.7% | 14 | 20% |
It is not investment advice. How inputs receive scores: scoring method. Rankings for all 292 cities: city crash risk rankings.
Independence home supply and time on the market
For September 2026 the Kansas City, MO metro showed 6,560 homes for sale, +0.4% from one year earlier and a change of −3.4% from September 2019. Selling took a median of 50 days (0% against 2019), while 19.4% of listings received a price cut.
| Kansas City, MO metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 6,560 | +0.4% |
| New listings | 3,100 | |
| Median days on market | 50 | −2.0% |
| Median list price | $389,975 | +0.8% |
| Share with a price cut | 19.4% |
Metro inventory comes from Realtor.com® Economic Research. Realtor.com inventory data. All metros: days on market by city.
Living costs and rent in Independence
Based on the Zillow Observed Rent Index, Independence's typical asking rent is $1,395 a month, +3.1% on a year. That rent would cover the typical home's price over 12.6 years. Census ACS 2024 reports median household income of $58,535. At that income, the typical home costs 3.6 times a year's earnings. According to BEA, the metro's price figure is 92.5 beside a US average of 100. Its housing cost figure is 86.6.
Other housing markets across Missouri
- Kansas City $250,185
- St. Louis housing market $181,157.
- Springfield, Missouri $243,597
- Columbia, Missouri $321,671
- Branson $245,493
See the entire state: Missouri housing market.
How to read the chart
Each plotted point represents the Zillow Home Value Index for Independence. It gives the smoothed and seasonally adjusted dollar value of a typical home in the market's middle third during that month. The hollow point identifies the selected month on the slider, while the terracotta point represents the newest month. These figures do not account for inflation. The index tracks a typical home rather than any one house, so use the card above or the home appreciation calculator to estimate a single home's value from its sale price.