Louisville housing market: home prices, trends
Louisville home prices: the Zillow Home Value Index showed $261,376 for a typical home in Louisville, Kentucky in September 2026. That was 1.3% above a year earlier and the highest monthly value on record.
- Value of a typical home
- $261,376September 2026, Zillow ZHVI
- Change over 12 months
- +1.3%. Compared with September 2025.
Louisville home prices since 2000
Louisville is shown by the steel line, and the United States by the grey line. From January 2000 to now, a typical Louisville home rose from $106,293 to $261,376, ×2.46, while the US gained ×2.99 over those months. During the boom, the high landed in December 2007 at $137,883; the low came in February 2012 at $126,089, −8.6%.
Yearly median home price for Louisville
Each year averages the twelve monthly values; for 2026, the latest month is shown.
| Year | Louisville | Change on the year | United States |
|---|---|---|---|
| 2000 | $107,958 | $125,745 | |
| 2001 | $116,094 | +7.5% | $134,899 |
| 2002 | $121,455 | +4.6% | $144,276 |
| 2003 | $125,070 | +3.0% | $155,308 |
| 2004 | $126,221 | +0.9% | $169,891 |
| 2005 | $131,070 | +3.8% | $189,732 |
| 2006 | $136,079 | +3.8% | $206,531 |
| 2007 | $137,760 | +1.2% | $208,449 |
| 2008 | $136,241 | −1.1% | $195,574 |
| 2009 | $135,097 | −0.8% | $177,542 |
| 2010 | $134,569 | −0.4% | $171,462 |
| 2011 | $128,800 | −4.3% | $162,508 |
| 2012 | $127,335 | −1.1% | $161,137 |
| 2013 | $131,726 | +3.4% | $171,420 |
| 2014 | $137,537 | +4.4% | $182,996 |
| 2015 | $142,360 | +3.5% | $192,738 |
| 2016 | $149,004 | +4.7% | $204,509 |
| 2017 | $158,316 | +6.2% | $216,767 |
| 2018 | $166,675 | +5.3% | $230,541 |
| 2019 | $179,843 | +7.9% | $242,088 |
| 2020 | $190,471 | +5.9% | $257,151 |
| 2021 | $210,570 | +10.6% | $295,959 |
| 2022 | $227,587 | +8.1% | $340,014 |
| 2023 | $236,942 | +4.1% | $348,160 |
| 2024 | $246,310 | +4.0% | $359,751 |
| 2025 | $257,456 | +4.5% | $362,959 |
| September 2026 | $261,376 | +1.3% | $366,157 |
What a home bought in Louisville in any year is worth today
An estimate based on an index for a typical home, not an appraisal.
A year averages its twelve monthly index values; the current value is September 2026. Other tools: home appreciation calculator.
Are you thinking of selling? Use Realtor.com to compare local agents. Advertising disclosure: links like this one may pay the site, and the site never changes a number. Disclosure.
Days on market and inventory in Louisville
40 of 100, high
Louisville is ranked against the 292 cities using five conditions that were high before earlier price falls. Each input is set between 0 and 100 by comparison with the other cities, then the five scores are averaged with equal weight. It shows conditions as they are now; it does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | +5.6% | 54 | 20% |
| Time on the market vs 2019 | 0% | 41 | 20% |
| Price-to-rent ratio | 16.4 | 39 | 20% |
| Price-to-income ratio | 3.9 | 24 | 20% |
| 12-month price change | +1.3% | 43 | 20% |
This is not investment advice. Scoring of the inputs: methodology. Ranking of all 292 cities: crash risk by city.
What it costs to live in Louisville
In September 2026 the Louisville, KY metro counted 4,412 homes for sale, +27.1% above a year earlier and +5.6% above the same month of 2019. A listing sold in a median of 45 days (0% against 2019). Price cuts appeared on 24.5% of listings.
| Louisville, KY metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 4,412 | +27.1% |
| New listings | 1,898 | |
| Median days on market | 45 | +12.5% |
| Median list price | $312,000 | −1.6% |
| Share with a price cut | 24.5% |
Metro inventory from Realtor.com® Economic Research. Realtor.com data For every metro: days on market by city.
How to read this chart
According to the Zillow Observed Rent Index, asking rent in Louisville typically runs $1,330 a month, +2.0% on a year. That rent takes 16.4 years to cover the typical home. Median household income comes to $67,251 (Census ACS 2024), so a typical home costs 3.9 times a year's income. According to BEA, metro prices stand at 93.1 compared with a US average of 100, while housing costs are 78.6.
See the salary needed to move, along with rent and prices: Louisville living costs.
Additional Kentucky housing markets
- Lexington is $331,087.
See the state overall: Kentucky housing market.
Every point gives the Zillow Home Value Index for Louisville: a typical home in the market's middle third, smoothed and seasonally adjusted, valued in that month's dollars. The hollow dot indicates the month on the slider, while the terracotta dot marks the most recent month. Inflation is not factored into these numbers, and an index tracks the typical home rather than a specific house. To value one home by the price it sold for, use the card above or the appreciation calculator.