Modesto housing market: home prices, trends and forecast
Modesto home prices: according to the Zillow Home Value Index, a typical Modesto, California home was valued at $439,988 in September 2026, up 0.3% from a year before and 1.3% below its $445,801 peak in January 2025.
- Value of a typical home
- $439,988September 2026, Zillow ZHVI
- Change over 12 months
- +0.3%. From September 2025.
Modesto home prices since 2000
Steel shows Modesto, while grey shows the United States From January 2000 to now, the typical Modesto home climbed from $133,583 to $439,988, ×3.29, compared with ×2.99 for the US. At the boom high in June 2006 the value reached $383,929; the low came in December 2011 at $122,079, −68.2%.
Median home prices in Modesto by year
Each yearly figure averages the twelve monthly values; for 2026, the latest month is shown.
| Year | Modesto | Change on the year | United States |
|---|---|---|---|
| 2000 | $137,184 | $125,745 | |
| 2001 | $164,115 | +19.6% | $134,899 |
| 2002 | $190,696 | +16.2% | $144,276 |
| 2003 | $220,475 | +15.6% | $155,308 |
| 2004 | $260,051 | +18.0% | $169,891 |
| 2005 | $327,376 | +25.9% | $189,732 |
| 2006 | $376,463 | +15.0% | $206,531 |
| 2007 | $337,184 | −10.4% | $208,449 |
| 2008 | $219,673 | −34.9% | $195,574 |
| 2009 | $145,842 | −33.6% | $177,542 |
| 2010 | $137,426 | −5.8% | $171,462 |
| 2011 | $128,300 | −6.6% | $162,508 |
| 2012 | $126,154 | −1.7% | $161,137 |
| 2013 | $155,483 | +23.2% | $171,420 |
| 2014 | $192,215 | +23.6% | $182,996 |
| 2015 | $213,883 | +11.3% | $192,738 |
| 2016 | $237,768 | +11.2% | $204,509 |
| 2017 | $260,757 | +9.7% | $216,767 |
| 2018 | $285,691 | +9.6% | $230,541 |
| 2019 | $301,457 | +5.5% | $242,088 |
| 2020 | $321,211 | +6.6% | $257,151 |
| 2021 | $381,668 | +18.8% | $295,959 |
| 2022 | $431,454 | +13.0% | $340,014 |
| 2023 | $419,988 | −2.7% | $348,160 |
| 2024 | $439,864 | +4.7% | $359,751 |
| 2025 | $441,815 | +0.4% | $362,959 |
| September 2026 | $439,988 | +0.3% | $366,157 |
Today's value of a Modesto home bought in any year
An index-based estimate for a typical home rather than an appraisal.
Each year's figure averages its twelve monthly index values; the current value is September 2026. Other options: home appreciation calculator.
Thinking about selling? Compare area agents through Realtor.com. Advertising disclosure: links like this one may pay the site, but they never affect a number. Disclosure.
Modesto housing market forecast
Zillow's forecast puts the Modesto, CA metro at −0.3% over 12 months from September 2026, and at −0.1% over the next three months. Modesto's typical value of $439,988 would become about $438,700 a year on under the forecast.
This is Zillow's central metro estimate, repeated here, while the site offers no forecast of its own. Such 12-month forecasts have usually been off by several percentage points from realized changes, in either direction. This is not investment advice.
See forecasts for every metro in this table: housing market forecast.
Modesto housing market crash risk score
54 of 100, on the high side
Modesto is ranked against 292 cities using five conditions that were high before previous price declines. Each input receives a score from 0 to 100 compared with the other cities, then all five scores receive equal weight in the average. It shows current conditions without predicting a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −2.6% | 41 | 20% |
| Time on the market vs 2019 | +7.0% | 55 | 20% |
| Price-to-rent ratio | 18.1 | 50 | 20% |
| Price-to-income ratio | 5.6 | 67 | 20% |
| 12-month price change | +0.3% | 59 | 20% |
This is not investment advice. How the inputs get their scores: methodology. Crash risk for all 292 cities, ranked: city by city.
Modesto listings and time on market
For September 2026 the Modesto, CA metro counted 874 homes for sale, −0.9% versus a year earlier and −2.6% below the same month of 2019. The median sale time for a listing was 46 days, 7.0% above 2019, and 19.2% of listings received a price cut.
| Modesto, CA metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 874 | −0.9% |
| New listings | 426 | |
| Median days on market | 46 | −14.9% |
| Median list price | $507,950 | +1.1% |
| Share with a price cut | 19.2% |
Realtor.com® Economic Research provides metro inventory figures. Realtor.com data. For all metros: days on market by city.
Rents and living costs in Modesto
According to the Zillow Observed Rent Index, Modesto's typical asking rent is $2,022 monthly, up 1.7% from a year earlier. Paying that rent for 18.1 years equals the typical home's cost. Census ACS 2024 reports median household income of $79,211, making the typical home 5.6 times annual income. BEA gives the metro a price index of 104.1 compared with 100 for the US, and a housing cost index of 108.5.
More housing markets across California
- Los Angeles $927,891
- San Diego housing market $980,490.
- San Jose housing market $1,353,869.
- San Francisco housing market $1,441,021.
- Fresno $384,885
- Sacramento housing market $470,552.
- Long Beach $852,391
- Oakland housing market $710,647.
- Bakersfield housing market $385,686.
- Anaheim housing market $941,684.
For the whole state: California housing market.
How to read this chart
Every point on the chart plots the Zillow Home Value Index for Modesto: the worth of a typical home in the market's middle third, smoothed and seasonally adjusted, in that month's dollars. The hollow dot shows the month picked on the slider, while the terracotta dot marks the most recent month. These values have no inflation adjustment, while the index tracks the typical home rather than any one property. Use the card above or the home appreciation calculator to calculate a single home's value from its sale price.