Oceanside housing market: home prices, trends and forecast
Oceanside home prices: the Zillow Home Value Index valued a typical home in Oceanside, California at $865,182 in September 2026. The amount was +1.6% above the prior year and −1.0% below its $874,233 peak in January 2025.
- Typical value of a home
- $865,182September 2026, Zillow ZHVI
- Change over 12 months
- +1.6%. Since September 2025.
Oceanside home prices since 2000
Oceanside appears as the steel line, while the United States appears as the grey line. A typical home in Oceanside increased from $188,128 to $865,182 beginning January 2000. That equals ×4.60, compared with ×2.99 for the US during those months. The boom reached its high in June 2006 at $485,042. It fell to a low of $284,888 in May 2012, a decline of −41.3%.
Oceanside median home price by year
Each yearly figure averages the twelve monthly values. The figure for 2026 shows the latest month.
| Year | Oceanside | Change on the year | United States |
|---|---|---|---|
| 2000 | $199,371 | $125,745 | |
| 2001 | $231,524 | +16.1% | $134,899 |
| 2002 | $265,990 | +14.9% | $144,276 |
| 2003 | $317,165 | +19.2% | $155,308 |
| 2004 | $392,880 | +23.9% | $169,891 |
| 2005 | $466,857 | +18.8% | $189,732 |
| 2006 | $480,620 | +2.9% | $206,531 |
| 2007 | $449,592 | −6.5% | $208,449 |
| 2008 | $373,293 | −17.0% | $195,574 |
| 2009 | $305,182 | −18.2% | $177,542 |
| 2010 | $308,277 | +1.0% | $171,462 |
| 2011 | $294,904 | −4.3% | $162,508 |
| 2012 | $290,666 | −1.4% | $161,137 |
| 2013 | $339,046 | +16.6% | $171,420 |
| 2014 | $389,205 | +14.8% | $182,996 |
| 2015 | $420,209 | +8.0% | $192,738 |
| 2016 | $451,186 | +7.4% | $204,509 |
| 2017 | $487,344 | +8.0% | $216,767 |
| 2018 | $516,092 | +5.9% | $230,541 |
| 2019 | $528,522 | +2.4% | $242,088 |
| 2020 | $559,932 | +5.9% | $257,151 |
| 2021 | $663,507 | +18.5% | $295,959 |
| 2022 | $790,598 | +19.2% | $340,014 |
| 2023 | $797,847 | +0.9% | $348,160 |
| 2024 | $863,192 | +8.2% | $359,751 |
| 2025 | $860,241 | −0.3% | $362,959 |
| September 2026 | $865,182 | +1.6% | $366,157 |
Current value of an Oceanside home bought in any year
An index-based estimate for a typical home is provided, not an appraisal.
Each year's figure averages its twelve monthly index values. The current value is from September 2026. Other choices include the home appreciation calculator.
Are you thinking of selling? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but it never changes a number. Disclosure.
Oceanside housing market forecast
For the San Diego, CA metro, Zillow's forecast is +0.9% across 12 months from September 2026. It shows −0.4% for the next three months. Oceanside's typical value of $865,182 would rise to near $873,000 after a year under the forecast.
The metro forecast here comes from Zillow's central estimate. This site does not publish its own forecast. Forecasts like this 12-month forecast have typically differed from realised changes by several percentage points in either direction. This is not investment advice.
See forecasts for every metro in one table: housing market forecast.
Oceanside housing market crash risk score
Rated 59 of 100, on the high side
The score ranks Oceanside against 292 cities using five conditions that were high before earlier price falls. Every input receives a place from 0 to 100 when compared with the other cities, and all five places carry equal weight in the average. It measures current conditions and does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −12.7% | 25 | 20% |
| How long homes stay on the market vs 2019 | +7.0% | 55 | 20% |
| Price-to-rent ratio | 24.8 | 84 | 20% |
| Price-to-income ratio | 8.3 | 90 | 20% |
| 12-month price change | +1.6% | 39 | 20% |
This is not investment advice. Learn how the inputs are scored: methodology. For the ranking of all 292 cities, see crash risk by city.
Oceanside's inventory and days on market
In September 2026 the San Diego, CA metro listed 5,749 homes for sale, down 1.5% from a year earlier and down 12.7% from the same month in 2019. Homes sold in a median of 46 days (+7.0% against 2019), while 20.4% of listings received a price cut.
| San Diego, CA metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 5,749 | −1.5% |
| New listings | 2,326 | |
| Median days on market | 46 | −6.2% |
| Median list price | $888,450 | −6.3% |
| Share with a price cut | 20.4% |
Metro inventory comes from Realtor.com® Economic Research. Realtor.com data All metro results: days on market by city.
Living costs and rent in Oceanside
The Zillow Observed Rent Index places the typical asking rent in Oceanside at $2,910 a month, +1.9% over a year. The cost of a typical home amounts to 24.8 years of that rent. Median household income stands at $104,809 (Census ACS 2024), which puts the typical home at 8.3 times annual income. BEA gives the metro a price index of 111.9, compared with a US average of 100, and a housing cost index of 179.3.
Additional housing markets in California
- Los Angeles price: $927,891.
- San Diego price: $980,490.
- San Jose price: $1,353,869.
- San Francisco price: $1,441,021.
- Fresno price: $384,885.
- Sacramento price: $470,552.
- Long Beach $852,391
- Oakland price: $710,647.
- Bakersfield price: $385,686.
- Anaheim price: $941,684.
For the entire state: California housing market.
How to read the chart
Each point represents the Zillow Home Value Index for Oceanside. It shows the smoothed and seasonally adjusted value, in that month's dollars, of a typical home in the market's middle third. On the slider, the hollow dot shows the selected month, while the terracotta dot shows the latest month. The figures do not account for inflation, and the index tracks a typical home rather than one particular house. Use the card above or the appreciation calculator to find a single home's value from the sale price of that home.