San Luis Obispo housing market: median home price
San Luis Obispo home prices show a typical property in San Luis Obispo, California valued at $1,081,221 in September 2026 by the Zillow Home Value Index. This was +2.0% above the prior year and the highest monthly value recorded.
- Typical value of a home
- $1,081,221September 2026, Zillow ZHVI
- Change over 12 months
- The change since September 2025 is +2.0%.
San Luis Obispo home prices since 2000
The steel line represents San Luis Obispo, while the grey line represents the United States. Since January 2000, a typical home in San Luis Obispo rose from $255,858 to $1,081,221, a ×4.23 increase. The US recorded ×2.99 over those months. The market reached its boom high in May 2006 at $625,029 before falling to $422,193 in January 2012, a −32.5% change.
Median home price by year in San Luis Obispo
Each yearly figure averages the twelve monthly values; for 2026, the latest month is shown.
| Year | San Luis Obispo | Change on the year | United States |
|---|---|---|---|
| 2000 | $270,229 | $125,745 | |
| 2001 | $324,858 | +20.2% | $134,899 |
| 2002 | $378,250 | +16.4% | $144,276 |
| 2003 | $437,357 | +15.6% | $155,308 |
| 2004 | $503,547 | +15.1% | $169,891 |
| 2005 | $586,800 | +16.5% | $189,732 |
| 2006 | $615,575 | +4.9% | $206,531 |
| 2007 | $585,792 | −4.8% | $208,449 |
| 2008 | $540,006 | −7.8% | $195,574 |
| 2009 | $487,307 | −9.8% | $177,542 |
| 2010 | $468,159 | −3.9% | $171,462 |
| 2011 | $433,165 | −7.5% | $162,508 |
| 2012 | $444,304 | +2.6% | $161,137 |
| 2013 | $513,247 | +15.5% | $171,420 |
| 2014 | $562,394 | +9.6% | $182,996 |
| 2015 | $594,813 | +5.8% | $192,738 |
| 2016 | $624,330 | +5.0% | $204,509 |
| 2017 | $678,559 | +8.7% | $216,767 |
| 2018 | $716,441 | +5.6% | $230,541 |
| 2019 | $725,738 | +1.3% | $242,088 |
| 2020 | $749,966 | +3.3% | $257,151 |
| 2021 | $829,297 | +10.6% | $295,959 |
| 2022 | $933,504 | +12.6% | $340,014 |
| 2023 | $972,014 | +4.1% | $348,160 |
| 2024 | $1,020,788 | +5.0% | $359,751 |
| 2025 | $1,055,206 | +3.4% | $362,959 |
| September 2026 | $1,081,221 | +2.0% | $366,157 |
Current value of San Luis Obispo homes bought in any year
This uses an index to estimate a typical home; it does not provide an appraisal.
Each year's figure averages its twelve monthly index values, while the current value is September 2026. Other choices include a home appreciation calculator.
Are you thinking of selling? Compare local agents through Realtor.com. Advertising disclosure: links like this one may bring payment to the site, but they do not alter any number. Advertising disclosure.
San Luis Obispo housing market forecast
Zillow's forecast covers the San Luis Obispo, CA metro at +1.5% during the 12 months from September 2026. It also predicts −0.4% over the next three months. With San Luis Obispo's typical value at $1,081,221, the forecast would place it near $1,097,400 one year later.
The forecast restates Zillow's central estimate for the metro; the site does not publish a forecast of its own. This type of 12-month forecast has typically differed from the realized change by several percentage points in either direction. This is not investment advice.
One table holds every metro forecast: housing market forecast.
San Luis Obispo housing market crash risk score
43 of 100, high
This score ranks San Luis Obispo among 292 cities using five conditions that were high before earlier price falls. Each input is scored from 0 to 100 relative to the other cities, and all five scores receive equal weight in the average. The score shows current conditions; it does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −29.8% | 11 | 20% |
| Time on the market vs 2019 | −1.4% | 36 | 20% |
| Price-to-rent ratio | 30.4 | 93 | 20% |
| 12-month price change | +2.0% | 33 | 20% |
This is not investment advice. How inputs are scored: Scoring method. Rankings for all 292 cities: Crash risk by city.
San Luis Obispo inventory and days on market
In September 2026 the San Luis Obispo, CA metro counted 722 homes for sale, up 5.9% on a year earlier and down 29.8% versus September 2019. The median sale time for a listing was 71 days, which was −1.4% against 2019. Price cuts applied to 22.5% of listings.
| San Luis Obispo, CA metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 722 | +5.9% |
| New listings | 248 | |
| Median days on market | 71 | −1.4% |
| Median list price | $1,031,250 | −7.3% |
| Share with a price cut | 22.5% |
Metro inventory from Realtor.com® Economic Research. Realtor.com source data. All metro areas: market time by city.
Living costs in San Luis Obispo
In San Luis Obispo, the Zillow Observed Rent Index places typical asking rent at $2,968 each month. That is +1.0% higher than one year earlier. At that rent, a typical home costs 30.4 years of rent. BEA gives the metro a price index of 108.6 compared with a US average of 100, while its housing cost index is 144.4.
Rent, prices and the salary required to move: living costs in San Luis Obispo.
More housing markets in California
- Los Angeles market $927,891.
- San Diego housing market $980,490.
- San Jose housing market $1,353,869.
- San Francisco housing market $1,441,021.
- Fresno housing market $384,885.
- Sacramento housing market $470,552.
- Long Beach $852,391
- Oakland housing market $710,647.
- Bakersfield housing market $385,686.
- Anaheim housing market $941,684.
See the state overall: California housing market.
How to read the chart
Each point represents the Zillow Home Value Index for San Luis Obispo. It shows the smoothed and seasonally adjusted dollar value of a typical home in the market's middle third for that month. On the slider, the hollow dot shows the selected month, while the terracotta dot shows the latest month. No inflation adjustment applies to these figures. The index tracks a typical home rather than any single property, so use the card above or the home appreciation calculator to calculate one home's value from its sale price.