Charlottesville housing market: home prices and forecast
Charlottesville home prices: Zillow Home Value Index puts a typical Charlottesville, Virginia home at $511,398 for September 2026, up 1.1% from the same month a year earlier and the highest figure on record.
- Value of a typical home
- $511,398September 2026, Zillow ZHVI
- Change over 12 months
- Since September 2025: +1.1%.
Charlottesville home prices since 2000
Charlottesville is the steel line; the grey line is the United States. The typical Charlottesville home rose from $184,075 in January 2000 to $511,398, ×2.78, while the US figure over those months was ×2.99. Prices peaked during the boom in April 2006 at $345,600 and reached a low in April 2012 at $266,822, −22.8%.
Charlottesville median home price by year
Each yearly figure averages the twelve monthly values; for 2026 the latest month is shown.
| Year | Charlottesville | Change on the year | United States |
|---|---|---|---|
| 2000 | $189,552 | $125,745 | |
| 2001 | $206,148 | +8.8% | $134,899 |
| 2002 | $224,902 | +9.1% | $144,276 |
| 2003 | $245,027 | +8.9% | $155,308 |
| 2004 | $281,054 | +14.7% | $169,891 |
| 2005 | $327,700 | +16.6% | $189,732 |
| 2007 | $323,115 | $208,449 | |
| 2008 | $312,169 | −3.4% | $195,574 |
| 2009 | $293,887 | −5.9% | $177,542 |
| 2010 | $282,796 | −3.8% | $171,462 |
| 2011 | $273,986 | −3.1% | $162,508 |
| 2012 | $268,670 | −1.9% | $161,137 |
| 2013 | $277,511 | +3.3% | $171,420 |
| 2014 | $287,409 | +3.6% | $182,996 |
| 2015 | $294,804 | +2.6% | $192,738 |
| 2016 | $308,249 | +4.6% | $204,509 |
| 2017 | $323,890 | +5.1% | $216,767 |
| 2018 | $341,444 | +5.4% | $230,541 |
| 2019 | $357,013 | +4.6% | $242,088 |
| 2020 | $371,489 | +4.1% | $257,151 |
| 2021 | $408,593 | +10.0% | $295,959 |
| 2022 | $450,912 | +10.4% | $340,014 |
| 2023 | $467,570 | +3.7% | $348,160 |
| 2024 | $491,939 | +5.2% | $359,751 |
| 2025 | $507,351 | +3.1% | $362,959 |
| September 2026 | $511,398 | +1.1% | $366,157 |
What a home bought in Charlottesville in any year is worth now
An estimate for a typical home, based on an index, not an appraisal.
A year's figure averages its twelve monthly index values; the current value is September 2026. Other options: home appreciation calculator.
Are you thinking of selling? See how local agents compare on Realtor.com. Advertising disclosure: links like this one may pay the site, but no figure here changes because of it. Disclosure.
Charlottesville housing market forecast
In the Charlottesville, VA metro, Zillow's forecast shows +1.9% over the 12 months starting September 2026, with +0.7% predicted for the next three months. Charlottesville's typical value is $511,398, so the forecast would put the figure near $521,100 a year on.
For the metro, Zillow's central estimate is restated here; this site publishes no forecast of its own. Forecasts of this kind over 12 months have usually missed the change that actually happened by several percentage points, up or down. This is not investment advice.
All metro forecasts in one table: housing market forecast.
Charlottesville housing market crash risk score
Moderate, 32 of 100
The score ranks Charlottesville against 292 cities, using five conditions that ran high ahead of earlier price falls. Every input gets a place from 0 to 100 compared with all the other cities, and the five scores are then averaged with equal weight. It shows conditions as they are today, and it makes no prediction of a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −29.0% | 12 | 20% |
| Days on the market vs 2019 | −25.0% | 6 | 20% |
| Price-to-rent ratio | 21.0 | 64 | 20% |
| 12-month price change | +1.1% | 47 | 20% |
This is not investment advice. Scoring of the inputs: methodology. The ranking of all 292 cities: crash risk by city.
Charlottesville inventory and days on market
For September 2026 the Charlottesville, VA metro reported 1,014 homes for sale. That was a +32.0% change from a year earlier and a −29.0% change from the same month in 2019. Listings sold after a median of 60 days, a figure that was −25.0% against 2019. Of all listings, 15.7% had a price cut.
| Charlottesville, VA metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 1,014 | +32.0% |
| New listings | 424 | |
| Median days on market | 60 | +6.2% |
| Median list price | $527,548 | −12.0% |
| Share with a price cut | 15.7% |
Metro inventory, source Realtor.com® Economic Research. Realtor.com data. For all metro areas, see days on market by city.
Living costs and rent in Charlottesville
Asking rents in Charlottesville typically run $2,029 a month, a figure 1.3% higher than a year earlier, based on the Zillow Observed Rent Index. That is 21.0 years of rent for the typical home. On BEA figures, metro prices stand at 99.1 while the US average is 100, and housing costs reach 107.0.
More housing markets in Virginia
- Virginia Beach $424,785
- Arlington, Virginia $801,809
- $361,844 for Richmond.
- $310,673 for Norfolk.
- $662,843 for Alexandria.
- $277,549 for Roanoke.
For the state as a whole: Virginia housing market.
How to read the chart
In dollar terms for its month, every point reflects the smoothed and seasonally adjusted Zillow Home Value Index for Charlottesville, which values a typical home within the market's middle third. The hollow dot identifies the slider's month, and the terracotta dot identifies the latest month. No inflation adjustment applies to these numbers, and an index follows the typical home rather than one particular house. To find what a single home is worth, work from its own sale price using the card above it, or with the home appreciation calculator.