Cincinnati housing market: home prices, trends and forecast
Cincinnati home prices: in September 2026, the Zillow Home Value Index valued a typical home in Cincinnati, Ohio at $245,743. It was +0.3% higher than one year earlier and −1.6% below the March 2026 peak of $249,628.
- Typical value of a home
- $245,743September 2026, Zillow ZHVI
- Change over 12 months
- +0.3%since September 2025
- Change over 10 years
- +88.9%. Change measured since September 2016.
Cincinnati home prices since 2000
Cincinnati is shown by the steel line, while the United States is shown by the grey line. Since January 2000, the typical Cincinnati home rose from $106,238 to $245,743, a multiple of 2.31, compared with 2.99 for the US during those months. The boom reached its high in October 2006 at $136,859 and its low in March 2013 at $106,588, a fall of 22.1%.
Cincinnati median home price by year
The yearly figure averages the twelve monthly values; for 2026, it shows the latest month.
| Year | Cincinnati | Change on the year | United States |
|---|---|---|---|
| 2000 | $108,223 | $125,745 | |
| 2001 | $114,257 | +5.6% | $134,899 |
| 2002 | $119,126 | +4.3% | $144,276 |
| 2003 | $124,840 | +4.8% | $155,308 |
| 2004 | $129,651 | +3.9% | $169,891 |
| 2005 | $133,252 | +2.8% | $189,732 |
| 2006 | $135,992 | +2.1% | $206,531 |
| 2007 | $135,145 | −0.6% | $208,449 |
| 2008 | $129,747 | −4.0% | $195,574 |
| 2009 | $119,667 | −7.8% | $177,542 |
| 2010 | $121,800 | +1.8% | $171,462 |
| 2011 | $112,969 | −7.3% | $162,508 |
| 2012 | $107,575 | −4.8% | $161,137 |
| 2013 | $109,146 | +1.5% | $171,420 |
| 2014 | $114,252 | +4.7% | $182,996 |
| 2015 | $120,835 | +5.8% | $192,738 |
| 2016 | $129,423 | +7.1% | $204,509 |
| 2017 | $139,323 | +7.6% | $216,767 |
| 2018 | $149,541 | +7.3% | $230,541 |
| 2019 | $161,496 | +8.0% | $242,088 |
| 2020 | $172,770 | +7.0% | $257,151 |
| 2021 | $199,581 | +15.5% | $295,959 |
| 2022 | $217,692 | +9.1% | $340,014 |
| 2023 | $226,505 | +4.0% | $348,160 |
| 2024 | $240,195 | +6.0% | $359,751 |
| 2025 | $245,192 | +2.1% | $362,959 |
| September 2026 | $245,743 | +0.3% | $366,157 |
Current value of a Cincinnati home bought in any year
An index-based estimate applies to a typical home and is not an appraisal.
Each year averages its twelve monthly index values. The current figure is for September 2026. Other options: home appreciation calculator.
Are you thinking of selling? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but that never affects a number. Disclosure.
Cincinnati housing market forecast
For the Cincinnati, OH metro, Zillow's forecast is +3.0% across the 12 months starting September 2026. The next three months are forecast at +1.1%. Cincinnati's typical value of $245,743 would rise to around $253,100 after one year under this forecast.
The metro forecast restates Zillow's central estimate, while the site does not publish a forecast of its own. Forecasts of this kind over 12 months have usually differed from the actual change by several percentage points in either direction. This is not investment advice.
All metro forecasts appear in one table: housing market forecast.
Cincinnati housing market crash risk score
33 out of 100, moderate
Cincinnati ranks against 292 cities using five conditions that were high before previous price declines. Every input is scored from 0 to 100 compared with the other cities, and the five scores receive equal weight before averaging. It shows current conditions; it does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −10.9% | 27 | 20% |
| Length of time on market vs 2019 | −10.2% | 21 | 20% |
| Price-to-rent ratio | 14.3 | 21 | 20% |
| Price-to-income ratio | 4.3 | 37 | 20% |
| 12-month price change | +0.3% | 59 | 20% |
This is not investment advice. Details on scoring the inputs: methodology. Rankings for all 292 cities: crash risk by city.
Cincinnati inventory and days on market
For September 2026 the Cincinnati, OH metro listed 4,868 homes for sale. That was +18.0% more than one year earlier and −10.9% less than in the same month of 2019. Selling took a median of 44 days per listing, which was −10.2% against 2019; 22.3% of listings received a price cut.
| Cincinnati, OH metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 4,868 | +18.0% |
| New listings | 2,546 | |
| Median days on market | 44 | +12.8% |
| Median list price | $347,000 | +0.9% |
| Share with a price cut | 22.3% |
Metro inventory: Realtor.com® Economic Research. Realtor.com data. For every metro, see days on market by city.
Living costs in Cincinnati
The Zillow Observed Rent Index places Cincinnati’s typical asking rent at $1,432 a month, +2.6% from a year earlier. At that rent, a typical home costs 14.3 years of rent. With median household income at $56,910 under Census ACS 2024, a typical home amounts to 4.3 times that annual income. BEA gives the metro a price index of 95.4, compared with 100 for the US, and places its housing costs at 87.6.
Salary needed to move there, plus rent and prices: Cincinnati cost of living.
Additional housing markets in Ohio
- Columbus, Ohio $243,122
- Cleveland, Ohio $115,810
- Toledo housing market $131,766.
- Akron housing market $138,865.
- Dayton housing market $137,939.
See the state as a whole: Ohio housing market.
How to read this chart
Each point represents the Zillow Home Value Index for Cincinnati. It shows the smoothed and seasonally adjusted value of a typical home in the market's middle third, in that month's dollars. The hollow dot identifies the month selected on the slider, while the terracotta dot identifies the latest month. The figures do not account for inflation. The index tracks a typical home rather than one specific property. Use the card above or the calculator for home appreciation to estimate a single home's value from its sale price.