Frederick housing market: home prices, trends and forecast
Frederick home prices: in September 2026, the Zillow Home Value Index valued a typical Frederick, Maryland home at $456,642. It was −1.1% lower than a year earlier and −1.8% below the May 2025 peak of $465,107.
- Value of a typical home
- $456,642September 2026, Zillow ZHVI
- Change across 12 months
- Since September 2025, the change was −1.1%.
Frederick home prices since 2000
The grey line represents the United States, while the steel line represents Frederick. Since January 2000, the typical Frederick home increased from $163,158 to $456,642, or ×2.80, compared with ×2.99 for the US during the same period. The boom high was $371,161 in August 2006. The low was $237,197 in February 2012, a change of −36.1%.
Yearly median home price for Frederick
A yearly number averages twelve monthly values; the 2026 figure shows the latest month.
| Year | Frederick | Change on the year | United States |
|---|---|---|---|
| 2000 | $164,609 | $125,745 | |
| 2001 | $173,898 | +5.6% | $134,899 |
| 2002 | $194,871 | +12.1% | $144,276 |
| 2003 | $226,036 | +16.0% | $155,308 |
| 2004 | $266,218 | +17.8% | $169,891 |
| 2005 | $323,921 | +21.7% | $189,732 |
| 2006 | $365,444 | +12.8% | $206,531 |
| 2007 | $355,400 | −2.7% | $208,449 |
| 2008 | $315,294 | −11.3% | $195,574 |
| 2009 | $266,867 | −15.4% | $177,542 |
| 2010 | $258,883 | −3.0% | $171,462 |
| 2011 | $244,731 | −5.5% | $162,508 |
| 2012 | $242,537 | −0.9% | $161,137 |
| 2013 | $262,407 | +8.2% | $171,420 |
| 2014 | $279,168 | +6.4% | $182,996 |
| 2015 | $285,633 | +2.3% | $192,738 |
| 2016 | $291,785 | +2.2% | $204,509 |
| 2017 | $299,277 | +2.6% | $216,767 |
| 2018 | $309,611 | +3.5% | $230,541 |
| 2019 | $320,254 | +3.4% | $242,088 |
| 2020 | $332,540 | +3.8% | $257,151 |
| 2021 | $377,808 | +13.6% | $295,959 |
| 2022 | $419,246 | +11.0% | $340,014 |
| 2023 | $434,404 | +3.6% | $348,160 |
| 2024 | $455,193 | +4.8% | $359,751 |
| 2025 | $463,220 | +1.8% | $362,959 |
| September 2026 | $456,642 | −1.1% | $366,157 |
Current value of a Frederick home bought in any year
This is an index-based estimate of a typical home, not an appraisal.
The yearly figure averages the twelve monthly index values; September 2026 is the current value. Additional options: home appreciation calculator.
Considering a sale? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but that never affects a number. Disclosure.
Frederick housing market forecast
For the Washington, DC metro, Zillow's forecast shows +0.6% over 12 months from September 2026. It expects −0.3% over the next three months. Using Frederick's typical value of $456,642, the forecast would put the figure near $459,400 after a year.
Here, Zillow's central estimate for the metro has been restated. The site does not publish a forecast of its own. Forecasts like this 12-month forecast have usually differed from the actual change by several percentage points, whether up or down. This is not investment advice.
A single table contains the forecast for every metro: housing market forecast.
Frederick housing market crash risk score
57 of 100, raised
Frederick is ranked against 292 cities based on five conditions that were high before earlier price declines. Each input receives a score from 0 to 100 based on the other cities, and all five scores receive equal weight when averaged. This score shows current conditions; it does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | +11.7% | 61 | 20% |
| Time listed on the market vs 2019 | +7.5% | 57 | 20% |
| Price-to-rent ratio | 17.7 | 49 | 20% |
| Price-to-income ratio | 4.3 | 37 | 20% |
| 12-month price change | −1.1% | 79 | 20% |
This is not investment advice. Find out how the inputs are scored: scoring method. See all 292 cities ranked: city crash risks.
Frederick inventory and days on market
During September 2026 the Washington, DC metro reported 16,579 homes for sale, +16.2% from a year earlier and +11.7% versus the same month of 2019. Selling took a median of 43 days, which was +7.5% against 2019. Also, 20.1% of listings received a price cut.
| Washington, DC metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 16,579 | +16.2% |
| New listings | 7,648 | |
| Median days on market | 43 | +13.3% |
| Median list price | $572,150 | −4.6% |
| Share with a price cut | 20.1% |
Metro inventory comes from Realtor.com® Economic Research. Realtor.com dataset. For every metro, see days on market by city.
Living costs and rent in Frederick
Frederick's typical asking rent is $2,155 a month, according to the Zillow Observed Rent Index. That is +2.6% on a year. A typical home costs the equivalent of 17.7 years of that rent. With median household income at $106,197 (Census ACS 2024), a typical home equals 4.3 times one year's income. According to BEA, the metro price index is 108.9, compared with a US average of 100. Its housing cost index is 151.1.
Additional Maryland housing markets
State overview: Maryland housing market.
How to read this chart
Each point shows the Zillow Home Value Index for Frederick, which tracks a typical home in the market's middle third. Values are smoothed, seasonally adjusted, and stated in dollars for that month. A hollow dot identifies the month selected on the slider, while a terracotta dot identifies the latest month. The figures do not account for inflation. An index tracks the typical home rather than a particular house. Use the card above or the home appreciation calculator to work out one home's value from its sale price.