McKinney housing market: home prices, trends and forecast
McKinney home prices: in September 2026, the Zillow Home Value Index valued the typical home in McKinney, Texas at $472,867. That was −5.1% lower than a year earlier and −13.6% under the July 2022 peak of $547,568.
- Value of a typical home
- $472,867September 2026, Zillow ZHVI
- Change over 12 months
- −5.1%. Measured since September 2025.
McKinney home prices since 2000
The grey line shows the United States, and the steel line shows McKinney. Since January 2000, the typical McKinney home increased in value, rising from $188,961 to $472,867, or ×2.50. During those same months, the US reached ×2.99. Prices peaked during the boom at $212,573 in December 2007 and bottomed out at $195,549 in June 2011, a drop of 8.0%.
McKinney median home price by year
Each yearly figure comes from averaging twelve monthly values; for 2026, it shows the latest month.
| Year | McKinney | Change on the year | United States |
|---|---|---|---|
| 2000 | $188,187 | $125,745 | |
| 2001 | $188,594 | +0.2% | $134,899 |
| 2002 | $189,660 | +0.6% | $144,276 |
| 2003 | $192,692 | +1.6% | $155,308 |
| 2004 | $198,535 | +3.0% | $169,891 |
| 2005 | $202,174 | +1.8% | $189,732 |
| 2006 | $204,209 | +1.0% | $206,531 |
| 2007 | $209,125 | +2.4% | $208,449 |
| 2008 | $207,144 | −0.9% | $195,574 |
| 2009 | $201,447 | −2.8% | $177,542 |
| 2010 | $201,707 | +0.1% | $171,462 |
| 2011 | $196,516 | −2.6% | $162,508 |
| 2012 | $201,367 | +2.5% | $161,137 |
| 2013 | $220,051 | +9.3% | $171,420 |
| 2014 | $247,027 | +12.3% | $182,996 |
| 2015 | $278,365 | +12.7% | $192,738 |
| 2016 | $304,597 | +9.4% | $204,509 |
| 2017 | $323,726 | +6.3% | $216,767 |
| 2018 | $331,528 | +2.4% | $230,541 |
| 2019 | $330,097 | −0.4% | $242,088 |
| 2020 | $338,274 | +2.5% | $257,151 |
| 2021 | $405,663 | +19.9% | $295,959 |
| 2022 | $520,171 | +28.2% | $340,014 |
| 2023 | $519,761 | −0.1% | $348,160 |
| 2024 | $527,820 | +1.6% | $359,751 |
| 2025 | $506,623 | −4.0% | $362,959 |
| September 2026 | $472,867 | −5.1% | $366,157 |
Current value of a McKinney home bought in any year
An index-based estimate for a typical home, rather than an appraisal.
Each yearly figure averages twelve monthly index values. The current value is September 2026. More choices: the home appreciation calculator.
Considering a sale? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but that never affects a number. Disclosure.
McKinney housing market forecast
Over the 12 months beginning September 2026, Zillow's Dallas, TX metro forecast is −0.9%. It also gives −0.3% for the next three months. McKinney's typical value of $472,867 would, under that forecast, reach about $468,600 one year on.
Here, the forecast restates Zillow's central estimate for the metro. The site itself publishes no forecast. Such a 12-month forecast has usually differed from the actual change by several percentage points in either direction. This is not investment advice.
All metro forecasts appear in one table: housing market forecast.
McKinney housing market crash risk score
68 out of 100, high
This score compares McKinney with 292 cities based on five conditions that were high before earlier price drops. Every input is scored from 0 to 100 compared with the other cities, and all five scores carry equal weight in the average. It shows current conditions and does not forecast a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | +20.8% | 73 | 20% |
| Days on the market vs 2019 | +17.0% | 74 | 20% |
| Price-to-rent ratio | 22.6 | 74 | 20% |
| Price-to-income ratio | 3.8 | 22 | 20% |
| 12-month price change | −5.1% | 99 | 20% |
This is not investment advice. How the inputs receive their scores: methodology. Rankings for all 292 cities: crash risk by city.
McKinney inventory and days on market
In September 2026 the Dallas, TX metro counted 29,364 homes for sale. That total was −2.4% below a year earlier and +20.8% above the same month in 2019. Selling took 62 days at the median (+17.0% against 2019), while 27.5% of listings received a price cut.
| Dallas, TX metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 29,364 | −2.4% |
| New listings | 8,938 | |
| Median days on market | 62 | −1.6% |
| Median list price | $422,495 | −0.6% |
| Share with a price cut | 27.5% |
Metro inventory comes from Realtor.com® Economic Research. Realtor.com data. For every metro: days on market by city.
McKinney rent and cost of living
The Zillow Observed Rent Index places the typical asking rent in McKinney at $1,741 a month, which is −1.9% on a year. A typical home requires 22.6 years of that rent. Median household income stands at $124,177 (Census ACS 2024). A typical home therefore costs 3.8 years of income. BEA records metro prices at 103.1, compared with a US average of 100. Housing costs stand at 117.9.
More housing markets in Texas
- Value for Houston: $259,465.
- Value for San Antonio: $244,623.
- Dallas market $303,442.
- Fort Worth $292,949
- Austin market $491,960.
- El Paso market $237,556.
- Arlington, Texas $306,472
- Corpus Christi $222,115
- Plano housing market $497,714.
- Lubbock housing market $210,957.
Texas housing market covers the whole state.
How to read this chart
Every point shows the Zillow Home Value Index for McKinney. It measures a typical home in the market's middle third, with smoothing and seasonal adjustment, using that month's dollar value. The hollow dot shows the month on the slider, while the terracotta dot marks the latest month. Inflation is not included in these figures, and the index tracks a typical home rather than one specific house. To estimate one home's value from its sale price, use the card above or the home appreciation calculator.