Naperville housing market: home prices, trends and forecast
Naperville home prices: according to the Zillow Home Value Index, a typical property in Naperville, Illinois reached $618,458 in September 2026. That was 4.5% above the prior year and the highest monthly value recorded.
- Typical value of a home
- $618,458September 2026, Zillow ZHVI
- Change over 12 months
- +4.5% since September 2025.
Naperville home prices since 2000
Naperville is the steel line, the United States the grey line. From January 2000, the typical Naperville home has risen from $252,847 to $618,458, or ×2.45. The US rose ×2.99 over the same period. The boom high was $409,438 in April 2007, while the low was $312,966 in June 2012, −23.6% below that level.
Naperville median home price by year
The yearly figure averages twelve monthly values; for 2026, the latest month's value is shown.
| Year | Naperville | Change on the year | United States |
|---|---|---|---|
| 2000 | $260,440 | $125,745 | |
| 2001 | $282,464 | +8.5% | $134,899 |
| 2002 | $303,862 | +7.6% | $144,276 |
| 2003 | $323,653 | +6.5% | $155,308 |
| 2004 | $347,508 | +7.4% | $169,891 |
| 2005 | $377,023 | +8.5% | $189,732 |
| 2006 | $400,444 | +6.2% | $206,531 |
| 2007 | $407,766 | +1.8% | $208,449 |
| 2008 | $390,702 | −4.2% | $195,574 |
| 2009 | $360,556 | −7.7% | $177,542 |
| 2010 | $349,172 | −3.2% | $171,462 |
| 2011 | $330,571 | −5.3% | $162,508 |
| 2012 | $315,916 | −4.4% | $161,137 |
| 2013 | $335,234 | +6.1% | $171,420 |
| 2014 | $358,490 | +6.9% | $182,996 |
| 2015 | $363,301 | +1.3% | $192,738 |
| 2016 | $365,949 | +0.7% | $204,509 |
| 2017 | $373,987 | +2.2% | $216,767 |
| 2018 | $385,645 | +3.1% | $230,541 |
| 2019 | $393,905 | +2.1% | $242,088 |
| 2020 | $400,239 | +1.6% | $257,151 |
| 2021 | $438,454 | +9.5% | $295,959 |
| 2022 | $484,485 | +10.5% | $340,014 |
| 2023 | $510,915 | +5.5% | $348,160 |
| 2024 | $555,613 | +8.7% | $359,751 |
| 2025 | $585,062 | +5.3% | $362,959 |
| September 2026 | $618,458 | +4.5% | $366,157 |
Current value of a Naperville home bought in any year
Estimate based on an index for a typical home, rather than an appraisal.
Each year averages its twelve monthly index values; September 2026 provides the current value. Other tools: home appreciation calculator.
Are you considering selling? Use Realtor.com to compare local agents. Advertising disclosure: links like this one may earn the site a payment, but no number changes. Disclosure.
Naperville housing market forecast
For the Chicago, IL metro, Zillow's forecast shows a 2.7% rise during the 12 months beginning September 2026. Over the next three months, it expects a 1.1% increase. One year on, the forecast would lift Naperville's typical value of $618,458 to about $635,200.
Zillow's central estimate for the metro appears here; the site does not publish a forecast of its own. Forecasts of this kind have typically differed from the realised 12-month change by several percentage points in either direction. This is not investment advice.
All housing market forecasts for every metro sit in one table: housing market forecast.
Naperville housing market crash risk score
Moderate: 24 out of 100
Naperville is ranked by this score against 292 cities, based on five conditions that were high before earlier price declines. Each input is scored from 0 to 100 when compared with the other cities. The five scores receive equal weight when averaged. It shows current conditions and does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −60.2% | 2 | 20% |
| Days listed on market vs 2019 | −29.4% | 3 | 20% |
| Price-to-rent ratio | 23.0 | 76 | 20% |
| Price-to-income ratio | 4.1 | 31 | 20% |
| 12-month price change | +4.5% | 9 | 20% |
This is not investment advice. Scoring details for each input: methodology. See the ranking of all 292 cities: crash risk by city.
Homes for sale and days on market in Naperville
During September 2026 the Chicago, IL metro listed 15,929 homes for sale, a change of −5.3% from one year earlier and −60.2% from September 2019. Listings had a median selling time of 36 days, which was 29.4% below 2019. Price cuts appeared on 16.3% of listings.
| Chicago, IL metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 15,929 | −5.3% |
| New listings | 8,962 | |
| Median days on market | 36 | −4.0% |
| Median list price | $389,450 | +4.6% |
| Share with a price cut | 16.3% |
Realtor.com data comes from Realtor.com® Economic Research, metro inventory. Across all metros: days on market by city.
Living costs and rent in Naperville
The Zillow Observed Rent Index puts the typical asking rent in Naperville at $2,236 each month, up 1.9% from a year earlier. The typical home equals 23.0 years of that rent. At a median household income of $150,360 (Census ACS 2024), the typical home equals 4.1 years of income. BEA gives the metro a price index of 103.6 compared with a US average of 100, alongside a housing cost index of 112.0.
More housing markets across Illinois
Statewide information: Illinois housing market.
How to read the chart
Each point represents the Zillow Home Value Index for Naperville. It measures a typical home in the market's middle third, with the values smoothed, seasonally adjusted, and stated in that month's dollars. The hollow dot shows the slider's selected month, while the terracotta dot marks the latest month. Inflation is not included in these figures, and an index tracks the typical home rather than one particular house. For one home's value, use that property's sale price with the card above, or calculate it with the home appreciation calculator.