Rockford housing market: home prices, trends and forecast
Rockford home prices: the Zillow Home Value Index put the typical home in Rockford, Illinois at $185,067 in September 2026. That was +9.5% higher than a year earlier and set a record high.
- Typical value for a home
- $185,067September 2026, Zillow ZHVI
- Change over 12 months
- +9.5% since September 2025.
Rockford home prices since 2000
The United States appears in grey, while Rockford appears in steel. The typical Rockford home increased from $66,351 to $185,067 since January 2000, a ×2.79 rise. The US rose ×2.99 during the same period. The boom high was $95,884 in October 2007, while the low was $64,776 in December 2013, a −32.4% change.
Rockford median home price by year
Each yearly figure averages the twelve monthly values; for 2026, the latest month is shown.
| Year | Rockford | Change on the year | United States |
|---|---|---|---|
| 2000 | $66,796 | $125,745 | |
| 2001 | $69,346 | +3.8% | $134,899 |
| 2002 | $72,328 | +4.3% | $144,276 |
| 2003 | $76,366 | +5.6% | $155,308 |
| 2004 | $80,861 | +5.9% | $169,891 |
| 2005 | $85,799 | +6.1% | $189,732 |
| 2006 | $90,953 | +6.0% | $206,531 |
| 2007 | $94,955 | +4.4% | $208,449 |
| 2008 | $94,716 | −0.3% | $195,574 |
| 2009 | $89,500 | −5.5% | $177,542 |
| 2010 | $80,648 | −9.9% | $171,462 |
| 2011 | $75,041 | −7.0% | $162,508 |
| 2012 | $68,077 | −9.3% | $161,137 |
| 2013 | $66,397 | −2.5% | $171,420 |
| 2014 | $63,367 | −4.6% | $182,996 |
| 2015 | $66,460 | +4.9% | $192,738 |
| 2016 | $73,028 | +9.9% | $204,509 |
| 2017 | $80,229 | +9.9% | $216,767 |
| 2018 | $87,687 | +9.3% | $230,541 |
| 2019 | $93,058 | +6.1% | $242,088 |
| 2020 | $97,444 | +4.7% | $257,151 |
| 2021 | $112,713 | +15.7% | $295,959 |
| 2022 | $126,906 | +12.6% | $340,014 |
| 2023 | $136,084 | +7.2% | $348,160 |
| 2024 | $154,056 | +13.2% | $359,751 |
| 2025 | $167,147 | +8.5% | $362,959 |
| September 2026 | $185,067 | +9.5% | $366,157 |
Current worth of a Rockford home bought in any year
It estimates a typical home through an index rather than an appraisal process.
Each year's figure averages twelve monthly index values; the current value is September 2026. Other choices include a home appreciation calculator.
Are you thinking of selling? Compare local agents through Realtor.com. Advertising disclosure: the site may receive payment for links like this one, but it never changes any number. Disclosure.
Rockford housing market forecast
For the Rockford, IL metro, Zillow's forecast shows +5.1% across 12 months beginning September 2026 and +1.6% across the next three months. Using Rockford's typical value of $185,067, the forecast points to about $194,500 one year later.
This restates Zillow's central forecast for the metro; the site does not publish a forecast of its own. Forecasts of this kind over 12 months have usually differed from the realised change by several percentage points, either above or below it. This is not investment advice.
All metro forecasts appear in one table: housing market forecast.
Rockford housing market crash risk score
Low, 6 out of 100
The score places Rockford in a ranking against 292 cities, using five measures that ran high before past price declines. Each input receives a comparative score from 0 to 100 based on the other cities, and the five scores are averaged with equal weight. It shows current conditions and does not predict a crash.
| Input | Value | Sub-score | Weight |
|---|---|---|---|
| Active listings vs 2019 | −58.8% | 2 | 20% |
| Time homes spend on market vs 2019 | −31.4% | 3 | 20% |
| Price-to-rent ratio | 12.6 | 10 | 20% |
| Price-to-income ratio | 3.5 | 14 | 20% |
| 12-month price change | +9.5% | 1 | 20% |
This is not investment advice. Input scoring details are covered in the methodology. Rankings for all 292 cities are in crash risk by city.
Rockford listings and days on market
For September 2026 the Rockford, IL metro recorded 450 homes available for sale, a +10.8% increase from one year earlier and a −58.8% drop from September 2019. Listings sold in a median of 35 days (−31.4% against 2019), while 17.0% had their asking price reduced.
| Rockford, IL metro, September 2026 | Value | On a year |
|---|---|---|
| Active listings | 450 | +10.8% |
| New listings | 352 | |
| Median days on market | 35 | −6.7% |
| Median list price | $268,500 | +7.4% |
| Share with a price cut | 17.0% |
Realtor.com data. The metro inventory source is Realtor.com® Economic Research. Days on market for every metro.
Living costs and rent in Rockford
The Zillow Observed Rent Index puts the typical asking rent in Rockford at $1,227 a month, +7.7% on a year. A typical home's price equals 12.6 years of that rental cost. Based on median household income of $52,564 (Census ACS 2024), the typical home equals 3.5 times annual income. According to BEA, the metro has a price index of 92.2 compared with a US average of 100, while its housing cost index is 70.1.
Other housing markets across Illinois
- $334,108 in Chicago.
- $618,458 in Naperville.
- $136,279 in Peoria.
See the Illinois housing market for the whole state.
How to read this chart
Each point shows the Zillow Home Value Index for Rockford. This gives that month's dollar value for a typical home in the market's middle third, with smoothing and seasonal adjustment. The hollow dot identifies the month selected on the slider, while the terracotta dot marks the latest month. Inflation is not included in these figures. An index tracks the typical home, not a particular house. To calculate one house's value, use its sale price with either the card above or the home appreciation calculator.