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Ocala housing market: home prices, trends and forecast

Ocala home prices: the Zillow Home Value Index valued a typical home in Ocala, Florida at $263,895 in September 2026, which was −2.4% versus a year earlier and −7.3% below the $284,665 peak in October 2022.

Value of a typical home
$263,895
September 2026, Zillow ZHVI
Change over 12 months
−2.4%. Measured against September 2025.
Change over 10 years
+103.8%. Measured against September 2016.
Multiple, 2004 to now
×2.3. Starting from $113,886.
Time on the market
77
Realtor.com, for the Ocala, FL metro.

Ocala home prices since 2000

Ocala is drawn with the steel line, the United States with the grey line. The typical home in Ocala has risen from $113,886 to $263,895, ×2.32, since January 2004; over the same months the US rose ×2.26. The boom peaked in January 2007, when the price was $195,682; the low came in May 2012 at $92,313, −52.8%.

$50k$100k$150k$200k$250k$300k$350k$400k20052010201520202025Jan 2004 · $113,886$366,157$263,895Sep 2026OcalaUnited States$50k$100k$150k$200k$250k$300k$350k$400k20102020Jan 2004 · $114k$366k$264kSep 2026
Typical home, smoothed and seasonally adjusted, from the Zillow Home Value Index. Zillow Research data
January 2004 · $113,886

Home prices in Ocala: the yearly median

Each year averages the twelve monthly values; for 2026 the latest month is shown.

YearOcalaChange on the yearUnited States
2004$118,785$169,891
2005$144,758+21.9%$189,732
2006$185,152+27.9%$206,531
2007$189,083+2.1%$208,449
2008$165,538−12.5%$195,574
2009$136,505−17.5%$177,542
2010$117,051−14.3%$171,462
2011$100,398−14.2%$162,508
2012$93,155−7.2%$161,137
2013$99,851+7.2%$171,420
2014$107,234+7.4%$182,996
2015$115,319+7.5%$192,738
2016$127,387+10.5%$204,509
2017$140,539+10.3%$216,767
2018$154,366+9.8%$230,541
2019$164,596+6.6%$242,088
2020$175,844+6.8%$257,151
2021$208,888+18.8%$295,959
2022$269,790+29.2%$340,014
2023$281,615+4.4%$348,160
2024$280,796−0.3%$359,751
2025$273,272−2.7%$362,959
September 2026$263,895−2.4%$366,157

What a home bought in Ocala in any year is worth now

An estimate based on the index for a typical home, not an appraisal.

A year's figure averages its twelve monthly index values; the current value is September 2026. See also: home appreciation calculator.

Thinking about selling? See how local agents compare on Realtor.com. Advertising disclosure: links like this one may pay the site, and they never change a number. Disclosure.

Ocala housing market forecast

In the Ocala, FL metro, Zillow's forecast shows −2.3% across the 12 months from September 2026, plus −0.4% over the next three months. That would put Ocala's typical value of $263,895 near $257,800 a year on.

What appears here restates Zillow's central estimate for the metro; this site does not publish any forecast of its own. Forecasts like this one over 12 months have typically been off by several percentage points, in both directions. This is not investment advice.

One table with the forecast for every metro: housing market forecast.

Ocala housing market crash risk score

64 out of 100, high

Ocala is ranked against the 292 cities using five conditions that had run high before earlier price falls. Each input gets a score from 0 to 100, compared with the other cities, and the five scores are averaged with equal weight. It shows conditions as they stand now, and it makes no prediction of a crash.

InputValueSub-scoreWeight
Active listings vs 2019+65.3%9520%
Time on the market vs 2019+18.5%7820%
Price-to-rent ratio13.91820%
Price-to-income ratio4.33720%
12-month price change−2.4%9220%

Nothing here counts as investment advice. How the inputs get their scores: methodology. Ranking of all 292 cities: crash risk by city.

In Ocala: inventory and days on market

In September 2026 the Ocala, FL metro listed 3,468 homes for sale, at −12.5% from a year earlier and +65.3% above the same month in 2019. Selling took a median of 77 days per listing (+18.5% against 2019), while 21.0% of listings received a price cut.

Ocala, FL metro, September 2026ValueOn a year
Active listings3,468−12.5%
New listings970
Median days on market77−3.1%
Median list price$299,9000%
Share with a price cut21.0%

Metro inventory comes from Realtor.com® Economic Research. See Realtor.com data. Explore every metro through days on market by city.

In Ocala: rent and the cost of living

In Ocala, the typical asking rent is $1,584 a month, according to the Zillow Observed Rent Index, 0% from a year earlier. Buying the typical home costs the equivalent of 13.9 years of that rent. The typical home equals 4.3 times annual income at the median household income of $61,814 (Census ACS 2024). BEA scores metro prices at 95.2 where the US average is 100, and housing costs at 86.2.

Other Florida housing markets

Statewide figures: Florida housing market.

How to read this chart

Every point shows the Zillow Home Value Index for Ocala: what a typical home is worth in the market's middle third, smoothed and seasonally adjusted, in that month's dollars. One hollow dot shows the slider's month, while the terracotta dot shows the latest month. Because these numbers ignore inflation and track the typical home instead of one house, you can value a single home from its own sale price: use the card above or the appreciation calculator.