Average home appreciation per year: US and city rates
The average US home gained 4.2% a year since January 2000, a rate Zillow Home Value Index tracks. From 1975 to 2025, the FHFA house price index shows 5.0% a year, and the last ten years came in at 5.9% a year.
Three scenarios for what a house may be worth in 10 years
- Value today
- Years from now
How much will my house be worth in 10 years? No one can say for certain, though history points to a range. Give the current value of the house and the number of years. Each of the three answers uses a US rate recorded by FHFA since 1975, whether the slowest one, the average one, or the fastest one.
Across ten years the slowest stretch ran from 2006 to 2016 at 0.0% a year, and the fastest from 1975 to 1985 at 7.6% a year. For each metro, Zillow's own short-range outlook appears on the housing market forecast page.
- Annual rate since 2000
- 4.2%US, Zillow ZHVI through September 2026.
- Past 10 years
- 5.9% a year, from Zillow ZHVI.
US, from FHFA HPI 1975 to 2025.
What a house may be worth in 5 years and 20 years
As of September 2026 a typical US home was worth $366,157, and the same three rates apply to it. Each figure is arithmetic based on a past rate, not a forecast.
| Years from now | At the slowest rate | At the 1975 to 2025 average | At the fastest rate |
|---|---|---|---|
| 5 years | $302,000 −3.8% a year, 2007 to 2012 | $467,000 5.0% a year | $615,000 10.9% a year, 1975 to 1980 |
| 10 years | $367,000 0.0% a year, 2006 to 2016 | $596,000 5.0% a year | $764,000 7.6% a year, 1975 to 1985 |
| 20 years | $655,000 3.0% a year, 1992 to 2012 | $970,000 5.0% a year | $1,125,000 5.8% a year, 1975 to 1995 |
For the US, the figures come from FHFA's all-transactions house price index, using compound rates between yearly averages. The Zillow Home Value Index is the value now.
Short periods move the most. The five-year rate has ranged between −3.8% and 10.9% a year, while the 20-year rate ranged only between 3.0% and 5.8%. Hold a house longer, and its gain tends to move nearer the long-run average.
How much does a house appreciate per year?
A yearly appreciation rate means the steady rate that carries the first price to the last one, compounded every year. A typical US home was worth $122,626 in January 2000 and $366,157 in September 2026, ×2.99, which comes to 4.2% a year. Year to year the rate is uneven. The FHFA house price index (HPI) uses the same houses sold more than once. It rose most in 2022, at +16.4%, and fell most in 2009, at −5.5%. In five of the 50 years below, it fell.
| Decade | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
|---|---|---|---|---|---|---|---|---|---|---|
| 1970s | +7.2% | +12.0% | +13.9% | +13.7% | ||||||
| 1980s | +7.9% | +4.4% | +1.0% | +7.2% | +4.5% | +5.1% | +6.8% | +6.5% | +5.4% | +5.3% |
| 1990s | +3.1% | +1.9% | +2.8% | +2.3% | +2.5% | +3.0% | +3.4% | +3.3% | +5.1% | +4.9% |
| 2000s | +6.4% | +7.5% | +6.3% | +6.2% | +9.4% | +11.4% | +7.2% | +1.1% | −5.1% | −5.5% |
| 2010s | −4.1% | −3.9% | −0.3% | +3.7% | +5.0% | +5.1% | +5.2% | +5.4% | +5.5% | +4.6% |
| 2020s | +5.2% | +13.7% | +16.4% | +5.2% | +5.5% | +3.8% |
Year-on-year change, United States FHFA all-transactions house price index, yearly averages. In the table, row 1980s and column 5 give 1985. FHFA HPI data
Give it one city and the year you bought, and the home appreciation calculator runs the same arithmetic on the local index.
Home appreciation rate by city
Among the 292 cities, the fastest home appreciation rate since January 2000 belonged to Santa Ana, 6.4% a year; the slowest belonged to Cleveland, Ohio, 1.4% a year, against a US average of 4.2%. Each rate is a compound yearly rate through September 2026, taken from that city's Zillow Home Value Index.
| City | State | Typical value | Annual rate since 2000 | Past 10 years | Past five years |
|---|---|---|---|---|---|
| Santa Ana | California | $858,641 | 6.4% | 7.1% | 5.4% |
| San Bernardino | California | $492,859 | 6.3% | 8.1% | 5.0% |
| Sunnyvale | California | $2,007,452 | 6.3% | 5.9% | 3.1% |
| Irvine | California | $1,481,490 | 6.3% | 7.4% | 9.0% |
| Santa Clara | California | $1,642,638 | 6.1% | 6.6% | 3.9% |
| Ontario | California | $662,006 | 6.0% | 6.5% | 3.7% |
| Huntington Beach | California | $1,344,725 | 6.0% | 7.3% | 7.0% |
| Palm Springs | California | $612,063 | 5.9% | 6.8% | 1.6% |
| Oceanside | California | $865,182 | 5.9% | 6.7% | 4.6% |
| Hollywood | Florida | $442,331 | 5.9% | 6.5% | 4.6% |
| Anaheim | California | $941,684 | 5.9% | 6.4% | 5.0% |
| Bellevue | Washington | $1,386,450 | 5.8% | 7.3% | 3.3% |
| Pasadena | California | $1,186,459 | 5.8% | 6.0% | 3.3% |
| Long Beach | California | $852,391 | 5.8% | 6.3% | 3.1% |
| San Diego | California | $980,490 | 5.8% | 6.0% | 3.9% |
| Miami | Florida | $583,705 | 5.8% | 6.3% | 7.0% |
| Fremont | California | $1,439,805 | 5.8% | 5.2% | 2.7% |
| St. Petersburg | Florida | $351,862 | 5.7% | 7.1% | 2.5% |
| Bend | Oregon | $721,430 | 5.7% | 6.3% | 0.7% |
| San Jose | California | $1,353,869 | 5.6% | 6.5% | 3.3% |
| Lancaster | California | $460,943 | 5.6% | 7.4% | 1.9% |
| San Luis Obispo | California | $1,081,221 | 5.6% | 5.4% | 5.1% |
| Los Angeles | California | $927,891 | 5.5% | 5.6% | 1.5% |
| Palmdale | California | $498,854 | 5.5% | 7.0% | 2.2% |
| Flagstaff | Arizona | $650,175 | 5.5% | 7.2% | 4.4% |
| West Palm Beach | Florida | $404,711 | 5.5% | 7.4% | 5.9% |
| Riverside | California | $641,514 | 5.5% | 6.2% | 3.3% |
| Portland, Maine | Maine | $554,454 | 5.5% | 7.3% | 4.6% |
| Tampa | Florida | $375,619 | 5.5% | 7.6% | 3.8% |
| Lake Havasu City | Arizona | $459,245 | 5.4% | 7.1% | 0.9% |
| Escondido | California | $839,152 | 5.4% | 5.9% | 3.7% |
| Chula Vista | California | $845,328 | 5.4% | 5.8% | 3.8% |
| Charleston, SC | South Carolina | $587,511 | 5.3% | 7.0% | 6.7% |
| Torrance | California | $1,100,115 | 5.3% | 6.2% | 3.8% |
| Jersey City | New Jersey | $656,649 | 5.3% | 5.0% | 2.3% |
| Providence | Rhode Island | $431,740 | 5.3% | 8.4% | 5.8% |
| Arlington, Virginia | Virginia | $801,809 | 5.3% | 3.3% | 2.0% |
| Berkeley | California | $1,442,475 | 5.2% | 3.3% | −0.0% |
| Fort Lauderdale | Florida | $509,743 | 5.2% | 5.5% | 4.2% |
| Sedona | Arizona | $891,380 | 5.2% | 7.4% | 3.3% |
| Santa Barbara | California | $1,805,649 | 5.2% | 6.0% | 5.2% |
| Franklin | Tennessee | $913,277 | 5.2% | 7.7% | 5.5% |
| Sacramento | California | $470,552 | 5.2% | 5.1% | 0.4% |
| Corona | California | $750,756 | 5.2% | 5.9% | 3.3% |
| Concord | California | $720,907 | 5.2% | 4.0% | −0.3% |
| Boca Raton | Florida | $580,267 | 5.1% | 6.6% | 5.7% |
| Port St. Lucie | Florida | $384,099 | 5.1% | 7.1% | 3.7% |
| Santa Cruz | California | $1,338,649 | 5.1% | 5.1% | 2.5% |
| New Haven | Connecticut | $337,417 | 5.0% | 7.0% | 7.1% |
| Fresno | California | $384,885 | 5.0% | 6.5% | 3.2% |
| Philadelphia | Pennsylvania | $231,584 | 5.0% | 5.6% | 1.7% |
| Traverse City | Michigan | $444,107 | 5.0% | 7.5% | 5.5% |
| Richmond | Virginia | $361,844 | 5.0% | 6.8% | 4.5% |
| North Charleston | South Carolina | $309,108 | 5.0% | 7.3% | 4.9% |
| Oxnard | California | $758,052 | 4.9% | 5.1% | 3.0% |
| Boston | Massachusetts | $761,236 | 4.9% | 3.2% | 0.9% |
| Idaho Falls | Idaho | $394,199 | 4.9% | 8.5% | 1.2% |
| Boulder | Colorado | $937,901 | 4.9% | 4.0% | 1.4% |
| Bentonville | Arkansas | $490,040 | 4.9% | 8.3% | 7.5% |
| Olympia | Washington | $526,205 | 4.9% | 6.5% | 2.2% |
| Washington, DC | District of Columbia | $566,961 | 4.9% | 1.2% | −2.0% |
| San Francisco | California | $1,441,021 | 4.9% | 2.6% | 0.6% |
| Bakersfield | California | $385,686 | 4.9% | 6.0% | 4.1% |
| Carson City | Nevada | $500,511 | 4.8% | 6.9% | 2.2% |
| Oakland | California | $710,647 | 4.8% | 1.2% | −4.3% |
| Syracuse | New York | $223,201 | 4.8% | 8.7% | 7.9% |
| Springfield, Massachusetts | Massachusetts | $301,926 | 4.8% | 8.0% | 5.7% |
| Alexandria | Virginia | $662,843 | 4.8% | 3.8% | 2.4% |
| Prescott | Arizona | $592,855 | 4.8% | 6.3% | 2.2% |
| Burlington | Vermont | $504,324 | 4.8% | 5.3% | 3.4% |
| Scottsdale | Arizona | $851,746 | 4.8% | 7.0% | 3.9% |
| Phoenix | Arizona | $404,067 | 4.8% | 6.7% | 1.1% |
| Napa | California | $861,798 | 4.7% | 3.4% | 0.7% |
| Sioux City | Iowa | $200,738 | 4.7% | 6.0% | 4.5% |
| Allentown | Pennsylvania | $315,694 | 4.7% | 8.4% | 6.7% |
| New York City | New York | $825,854 | 4.7% | 3.3% | 1.9% |
| Salt Lake City | Utah | $568,970 | 4.7% | 7.0% | 2.1% |
| Ogden | Utah | $390,773 | 4.7% | 9.6% | 2.7% |
| Stockton | California | $422,451 | 4.7% | 5.9% | 0.6% |
| Worcester | Massachusetts | $432,708 | 4.7% | 7.7% | 5.2% |
| Salinas | California | $747,683 | 4.7% | 5.9% | 3.1% |
| Elk Grove | California | $624,643 | 4.7% | 5.3% | 0.9% |
| Hoboken | New Jersey | $894,141 | 4.7% | 1.5% | 0.9% |
| Santa Clarita | California | $786,149 | 4.7% | 5.1% | 1.9% |
| Palm Bay | Florida | $303,347 | 4.7% | 6.9% | 2.8% |
| Lakeland | Florida | $309,422 | 4.7% | 7.4% | 3.6% |
| Spokane | Washington | $392,803 | 4.7% | 8.1% | 1.4% |
| Orlando | Florida | $372,775 | 4.7% | 6.7% | 4.1% |
| Tacoma | Washington | $482,647 | 4.7% | 7.5% | 1.5% |
| Milwaukee | Wisconsin | $223,304 | 4.6% | 8.8% | 6.3% |
| Grand Rapids | Michigan | $303,937 | 4.6% | 8.2% | 4.9% |
| Fayetteville, Arkansas | Arkansas | $379,367 | 4.6% | 7.2% | 5.9% |
| Reno | Nevada | $571,562 | 4.6% | 6.4% | 2.1% |
| Modesto | California | $439,988 | 4.6% | 6.2% | 2.2% |
| Virginia Beach | Virginia | $424,785 | 4.6% | 5.0% | 4.5% |
| Yonkers | New York | $701,827 | 4.6% | 5.4% | 5.2% |
| Buffalo | New York | $244,068 | 4.6% | 9.6% | 5.8% |
| Thousand Oaks | California | $1,027,863 | 4.5% | 4.6% | 3.2% |
| Knoxville | Tennessee | $368,965 | 4.5% | 8.4% | 7.3% |
| Annapolis | Maryland | $622,074 | 4.5% | 4.3% | 3.8% |
| Visalia | California | $396,267 | 4.5% | 6.2% | 3.4% |
| Simi Valley | California | $829,804 | 4.5% | 4.5% | 2.4% |
| Seattle | Washington | $822,572 | 4.5% | 3.7% | 0.5% |
| Mesa | Arizona | $428,871 | 4.4% | 6.7% | 1.4% |
| Norfolk | Virginia | $310,673 | 4.4% | 5.0% | 3.7% |
| Vallejo | California | $517,277 | 4.4% | 4.3% | −0.6% |
| Portland, Oregon | Oregon | $524,318 | 4.4% | 2.4% | −0.3% |
| St. Augustine | Florida | $432,603 | 4.4% | 5.7% | 2.9% |
| Murfreesboro | Tennessee | $424,348 | 4.4% | 6.6% | 3.6% |
| Panama City | Florida | $282,475 | 4.4% | 6.8% | 4.3% |
| Naples | Florida | $545,587 | 4.4% | 4.8% | 3.8% |
| Dallas | Texas | $303,442 | 4.3% | 5.9% | 2.1% |
| Nashville | Tennessee | $425,889 | 4.3% | 6.0% | 3.0% |
| Sarasota | Florida | $410,998 | 4.3% | 4.9% | 2.3% |
| Salem | Oregon | $432,418 | 4.3% | 6.6% | 2.1% |
| Honolulu | Hawaii | $774,710 | 4.3% | 2.3% | 1.5% |
| Albany | New York | $331,504 | 4.3% | 5.9% | 5.8% |
| Eugene | Oregon | $471,485 | 4.3% | 6.1% | 2.3% |
| Pittsburgh | Pennsylvania | $234,620 | 4.3% | 5.3% | 1.9% |
| Vancouver | Washington | $498,160 | 4.3% | 5.9% | 2.2% |
| Jacksonville | Florida | $284,832 | 4.2% | 6.5% | 2.9% |
| Cape Coral | Florida | $334,660 | 4.2% | 4.6% | 0.2% |
| Fort Collins | Colorado | $554,735 | 4.2% | 4.6% | 2.2% |
| Madison | Wisconsin | $424,543 | 4.2% | 6.0% | 5.0% |
| Grand Junction | Colorado | $419,825 | 4.2% | 7.0% | 4.1% |
| Savannah | Georgia | $318,893 | 4.2% | 6.9% | 5.8% |
| Independence | Missouri | $210,944 | 4.2% | 8.4% | 5.4% |
| Denver | Colorado | $520,947 | 4.2% | 3.7% | −0.2% |
| Roseville | California | $643,854 | 4.1% | 4.7% | 1.1% |
| Aurora | Colorado | $447,833 | 4.1% | 4.6% | 0.3% |
| Santa Rosa | California | $708,056 | 4.1% | 3.1% | 1.0% |
| Minneapolis | Minnesota | $328,351 | 4.1% | 3.8% | 0.8% |
| Kansas City | Missouri | $250,185 | 4.1% | 7.2% | 4.4% |
| Daytona Beach | Florida | $251,316 | 4.1% | 6.3% | 2.2% |
| Cleveland, Tennessee | Tennessee | $308,369 | 4.1% | 7.2% | 5.0% |
| Anchorage | Alaska | $422,584 | 4.1% | 3.1% | 3.8% |
| Hot Springs | Arkansas | $242,674 | 4.1% | 6.1% | 4.0% |
| Hartford | Connecticut | $202,489 | 4.0% | 6.4% | 6.6% |
| Fort Worth | Texas | $292,949 | 4.0% | 6.0% | 1.8% |
| Tucson | Arizona | $318,760 | 4.0% | 6.3% | 1.9% |
| Baltimore | Maryland | $184,804 | 4.0% | 4.9% | 1.3% |
| Arlington, Texas | Texas | $306,472 | 4.0% | 6.2% | 2.5% |
| Rochester, Minnesota | Minnesota | $340,589 | 3.9% | 5.6% | 3.5% |
| Frederick | Maryland | $456,642 | 3.9% | 4.6% | 3.2% |
| Rockford | Illinois | $185,067 | 3.9% | 9.5% | 9.8% |
| Athens | Georgia | $338,623 | 3.9% | 8.4% | 5.7% |
| Charlottesville | Virginia | $511,398 | 3.9% | 5.1% | 4.2% |
| Gainesville | Florida | $291,789 | 3.9% | 5.9% | 3.0% |
| St. Paul | Minnesota | $291,209 | 3.9% | 4.5% | 1.1% |
| Des Moines | Iowa | $208,053 | 3.8% | 5.5% | 3.7% |
| Colorado Springs | Colorado | $439,542 | 3.8% | 5.6% | 0.6% |
| Greenville | South Carolina | $328,460 | 3.8% | 6.7% | 5.0% |
| Las Vegas | Nevada | $417,475 | 3.8% | 6.9% | 2.9% |
| Henderson | Nevada | $478,064 | 3.8% | 6.1% | 2.4% |
| Clarksville | Tennessee | $317,914 | 3.7% | 6.4% | 4.1% |
| Chattanooga | Tennessee | $314,999 | 3.7% | 6.6% | 3.7% |
| Oklahoma City | Oklahoma | $204,979 | 3.7% | 5.3% | 3.9% |
| Ann Arbor | Michigan | $517,346 | 3.7% | 5.0% | 4.3% |
| Medford | Oregon | $404,082 | 3.7% | 5.1% | 1.3% |
| Denton | Texas | $343,177 | 3.7% | 5.0% | 1.5% |
| Frisco | Texas | $640,131 | 3.7% | 4.7% | 3.0% |
| Charlotte | North Carolina | $389,648 | 3.7% | 7.2% | 3.4% |
| Pueblo | Colorado | $281,571 | 3.7% | 6.9% | 0.7% |
| Columbus, Ohio | Ohio | $243,122 | 3.6% | 7.5% | 4.0% |
| Pensacola | Florida | $264,868 | 3.6% | 7.0% | 3.2% |
| Norman | Oklahoma | $260,448 | 3.6% | 4.6% | 4.8% |
| Omaha | Nebraska | $294,607 | 3.5% | 6.4% | 4.3% |
| Fort Myers | Florida | $304,566 | 3.5% | 3.8% | 1.3% |
| Tulsa | Oklahoma | $217,760 | 3.5% | 6.6% | 5.2% |
| Lexington | Kentucky | $331,087 | 3.5% | 6.6% | 5.8% |
| Plano | Texas | $497,714 | 3.5% | 4.5% | 2.9% |
| Dayton | Ohio | $137,939 | 3.5% | 9.5% | 5.1% |
| Austin | Texas | $491,960 | 3.5% | 3.7% | −3.3% |
| Houston | Texas | $259,465 | 3.5% | 4.4% | 2.1% |
| Lubbock | Texas | $210,957 | 3.5% | 4.2% | 2.5% |
| McKinney | Texas | $472,867 | 3.5% | 4.4% | 2.0% |
| Lincoln | Nebraska | $291,408 | 3.5% | 5.8% | 4.3% |
| Hilton Head Island | South Carolina | $781,869 | 3.5% | 7.3% | 7.0% |
| Tallahassee | Florida | $291,188 | 3.4% | 5.2% | 3.3% |
| Louisville | Kentucky | $261,376 | 3.4% | 5.7% | 4.1% |
| Raleigh | North Carolina | $424,663 | 3.4% | 5.7% | 2.8% |
| San Antonio | Texas | $244,623 | 3.4% | 4.3% | 0.8% |
| Naperville | Illinois | $618,458 | 3.4% | 5.4% | 6.6% |
| Erie | Pennsylvania | $204,067 | 3.4% | 6.3% | 7.2% |
| Wilmington, Delaware | Delaware | $327,252 | 3.4% | 4.6% | 4.8% |
| Topeka | Kansas | $195,299 | 3.3% | 6.4% | 5.6% |
| El Paso | Texas | $237,556 | 3.3% | 5.8% | 5.7% |
| Atlanta | Georgia | $380,331 | 3.3% | 4.7% | 0.4% |
| Toledo | Ohio | $131,766 | 3.3% | 8.0% | 5.8% |
| Winston-Salem | North Carolina | $260,047 | 3.2% | 7.2% | 4.6% |
| Greensboro | North Carolina | $260,573 | 3.2% | 6.7% | 4.3% |
| Cincinnati | Ohio | $245,743 | 3.2% | 6.6% | 3.8% |
| Fayetteville, North Carolina | North Carolina | $221,511 | 3.2% | 6.7% | 6.2% |
| Sugar Land | Texas | $440,014 | 3.2% | 3.7% | 4.0% |
| Harrisburg | Pennsylvania | $263,909 | 3.2% | 9.1% | 6.4% |
| Kalamazoo | Michigan | $238,251 | 3.1% | 7.2% | 4.9% |
| Katy | Texas | $330,372 | 3.1% | 3.4% | 2.0% |
| Columbia, South Carolina | South Carolina | $227,148 | 3.1% | 6.4% | 5.2% |
| Broken Arrow | Oklahoma | $287,424 | 3.1% | 5.2% | 4.4% |
| Chicago | Illinois | $334,108 | 3.0% | 3.5% | 2.6% |
| St. Louis | Missouri | $181,157 | 3.0% | 5.1% | 2.0% |
| Little Rock | Arkansas | $219,657 | 2.9% | 3.6% | 3.3% |
| Cedar Rapids | Iowa | $215,727 | 2.8% | 4.7% | 4.1% |
| Macon | Georgia | $171,522 | 2.8% | 6.9% | 5.3% |
| New Orleans | Louisiana | $241,895 | 2.8% | 1.5% | −2.5% |
| Tuscaloosa | Alabama | $243,681 | 2.7% | 4.3% | 3.7% |
| Mobile | Alabama | $196,696 | 2.7% | 5.3% | 3.1% |
| Fort Smith | Arkansas | $193,081 | 2.6% | 4.3% | 3.2% |
| Akron | Ohio | $138,865 | 2.3% | 8.1% | 5.3% |
| Memphis | Tennessee | $151,794 | 2.2% | 6.8% | 1.3% |
| Montgomery | Alabama | $149,943 | 1.8% | 4.4% | 3.8% |
| Columbus, Georgia | Georgia | $175,906 | 1.6% | 6.2% | 5.5% |
| Detroit | Michigan | $74,742 | 1.5% | 8.3% | 0.5% |
| Cleveland, Ohio | Ohio | $115,810 | 1.4% | 7.1% | 3.0% |
| Jackson, Wyoming | Wyoming | $2,011,557 | 9.3% | 7.6% | |
| Coeur d'Alene | Idaho | $606,227 | 9.3% | 2.3% | |
| Nampa | Idaho | $415,281 | 9.1% | −0.4% | |
| Boise | Idaho | $500,215 | 8.5% | 0.4% | |
| Twin Falls | Idaho | $370,431 | 8.5% | 3.1% | |
| Green Bay | Wisconsin | $285,670 | 8.4% | 7.7% | |
| Park City | Utah | $1,598,285 | 8.3% | 5.2% | |
| Kalispell | Montana | $556,201 | 8.1% | 3.5% | |
| Fort Wayne | Indiana | $245,193 | 7.9% | 6.1% | |
| Lansing | Michigan | $166,379 | 7.8% | 4.9% | |
| Meridian | Idaho | $535,629 | 7.8% | −0.5% | |
| Missoula | Montana | $563,970 | 7.6% | 3.8% | |
| Indianapolis | Indiana | $227,445 | 7.6% | 3.8% | |
| Springfield, Missouri | Missouri | $243,597 | 7.4% | 5.5% | |
| Ocala | Florida | $263,895 | 7.4% | 3.8% | |
| Yuma | Arizona | $293,382 | 7.2% | 4.6% | |
| Waco | Texas | $192,729 | 7.2% | 2.5% | |
| Provo | Utah | $478,876 | 7.1% | 2.7% | |
| Augusta | Georgia | $187,663 | 7.1% | 4.5% | |
| St. George | Utah | $516,153 | 7.0% | 1.3% | |
| Bellingham | Washington | $657,528 | 7.0% | 2.3% | |
| Yakima | Washington | $358,493 | 7.0% | 2.2% | |
| Scranton | Pennsylvania | $202,099 | 6.9% | 6.7% | |
| Bozeman | Montana | $721,678 | 6.9% | 1.9% | |
| Wilmington, North Carolina | North Carolina | $416,464 | 6.8% | 5.3% | |
| Durham | North Carolina | $384,724 | 6.7% | 3.0% | |
| Roanoke | Virginia | $277,549 | 6.7% | 6.0% | |
| Rapid City | South Dakota | $360,913 | 6.6% | 4.9% | |
| Albuquerque | New Mexico | $344,199 | 6.6% | 5.2% | |
| Durango | Colorado | $754,540 | 6.5% | 6.2% | |
| Evansville | Indiana | $203,571 | 6.4% | 5.3% | |
| Lawrence | Kansas | $332,513 | 6.4% | 5.3% | |
| Santa Fe | New Mexico | $576,890 | 6.3% | 3.0% | |
| Bloomington | Indiana | $312,287 | 6.3% | 3.8% | |
| Wichita | Kansas | $204,831 | 6.3% | 5.5% | |
| Huntsville | Alabama | $286,952 | 6.1% | 2.6% | |
| Duluth | Minnesota | $296,120 | 6.1% | 5.1% | |
| Brownsville | Texas | $194,705 | 6.1% | 5.5% | |
| Killeen | Texas | $217,130 | 5.9% | 3.0% | |
| Destin | Florida | $616,654 | 5.9% | 2.0% | |
| Columbia, Missouri | Missouri | $321,671 | 5.9% | 5.2% | |
| Branson | Missouri | $245,493 | 5.9% | 3.3% | |
| Chapel Hill | North Carolina | $621,909 | 5.9% | 5.1% | |
| Sioux Falls | South Dakota | $330,625 | 5.7% | 4.0% | |
| Hilo | Hawaii | $562,242 | 5.7% | 5.3% | |
| Abilene | Texas | $223,853 | 5.6% | 5.3% | |
| Tyler | Texas | $249,480 | 5.6% | 4.1% | |
| Myrtle Beach | South Carolina | $323,033 | 5.6% | 3.8% | |
| South Padre Island | Texas | $449,768 | 5.6% | 5.3% | |
| McAllen | Texas | $226,801 | 5.5% | 4.8% | |
| Billings | Montana | $401,071 | 5.5% | 4.8% | |
| Las Cruces | New Mexico | $287,447 | 5.5% | 4.7% | |
| Asheville | North Carolina | $444,478 | 5.4% | 2.6% | |
| Fredericksburg | Texas | $511,559 | 5.4% | 0.9% | |
| Amarillo | Texas | $209,627 | 5.2% | 4.6% | |
| Stamford | Connecticut | $717,654 | 5.0% | 7.1% | |
| Galveston | Texas | $315,114 | 4.9% | 0.2% | |
| Peoria | Illinois | $136,279 | 4.8% | 7.3% | |
| Birmingham | Alabama | $134,165 | 4.6% | −1.0% | |
| Cheyenne | Wyoming | $388,958 | 4.5% | 3.0% | |
| Odessa | Texas | $250,381 | 4.4% | 2.8% | |
| Midland | Texas | $328,375 | 4.2% | 3.1% | |
| Iowa City | Iowa | $300,467 | 4.2% | 4.5% | |
| Davenport | Iowa | $194,286 | 4.2% | 3.4% | |
| Casper | Wyoming | $310,650 | 4.1% | 5.0% | |
| Round Rock | Texas | $395,851 | 4.1% | −2.8% | |
| Laredo | Texas | $219,517 | 3.6% | 2.0% | |
| Bismarck | North Dakota | $378,242 | 3.6% | 4.8% | |
| Fargo | North Dakota | $321,568 | 3.4% | 4.0% | |
| College Station | Texas | $344,129 | 3.4% | 3.6% | |
| Georgetown | Texas | $419,666 | 3.3% | −1.7% | |
| New Braunfels | Texas | $345,353 | 3.2% | −0.4% | |
| Corpus Christi | Texas | $222,115 | 3.0% | 0.8% | |
| Baton Rouge | Louisiana | $228,438 | 2.8% | 2.2% | |
| Shreveport | Louisiana | $145,457 | 2.0% | 1.9% | |
| Jackson, Mississippi | Mississippi | $83,517 | 1.8% | −4.6% | |
| Lafayette | Louisiana | $224,537 | 1.1% | 0.7% | |
| Rochester, New York | New York | $240,168 |
City figures from the Zillow Home Value Index, with compound yearly rates through September 2026. In 78 cities, the series from Zillow's data begins after January 2000, which leaves the cell blank. Zillow Research data
Home appreciation on average over 30 years
The FHFA index put US home prices up 4.5% a year between 1995 and 2025, ×3.72 in all. Over those years, the CPI-U (the BLS consumer price index) shows general prices rising 2.5% a year, so that homes added about 2.0% a year beyond inflation.
| Period | Home prices, per year | Multiple | Consumer prices, per year |
|---|---|---|---|
| 1975 to 2025 | 5.0% | ×11.43 | 3.6% |
| 1995 to 2025 | 4.5% | ×3.72 | 2.5% |
| 2005 to 2025 | 3.5% | ×2.01 | 2.5% |
| 2015 to 2025 | 7.0% | ×1.96 | 3.1% |
| 2020 to 2025 | 8.8% | ×1.53 | 4.5% |
Each year's drops are listed in the housing market crash history. Prices for a given year appear in home prices by year. The difference between the two indexes: FHFA house price index versus Zillow Home Value Index.